Discovery
We consider this to be the most important step in our process as it allows us to explore what matters most to you and your family. We work with you to gain a clear understanding of both your personal and financial goals so we can develop a plan to help you succeed.
Financial Analysis
We prepare a customized analysis of your financial situation that incorporates your financial goals, risk tolerance, and long-term plans. To achieve this, we leverage the knowledge of specialized Financial Planners who have the expertise to provide tailored advice to clients from all different backgrounds.
Will & Estate Review
For those with complex estates, we work closely with our in-house Will & Estate Consultants to provide guidance on a range of topics so that you can have clarity when it comes to implementing your will. We then coordinate with your existing team of lawyers to ensure your documents accurately reflect your wishes. If you aren't already working with a lawyer, our team is happy to provide you with a list of partners who can assist you.
Insurance Review
We also work closely with a team of Estate Specialists who can introduce insurance-based solutions to help you protect everything you have worked hard to build. Whether you require life, disability, or critical illness insurance, our team can provide a number of customized products to suit your needs.
Investment Strategy
We will help you establish a customized investment strategy designed to achieve your goals, whether you're investing for growth, income, or preservation. We then implement your investment strategy within your tailored portfolio.
Ongoing Communication & Regular Reviews
Our team provides regular updates on your portfolio and the markets, including a quarterly statement, annual tax package, and access to DS Online. As your needs and the markets evolve, periodic portfolio reviews help to ensure that your plan remains an effective tool to achieve your objectives.