About Your Team
At RBC Wealth Management our approach is to build a team around you of accredited professionals, each specializing in disciplines like Investment Management, Estate and Financial Planning, Business Owner Planning, Credit and Insurance. Dedicated to understanding how you see the future, we are committed to using all of our resources to insure that everything you worked so hard to attain is secure for your lifetime and beyond. This approach has made RBC Wealth Management one of the top 10 wealth managers in the world and by far the largest in Canada.
Classic Portfolio Management
We focus our client portfolios on the principals of classic portfolio theory. Proven strategies that use dividend income and high annual distributions allow us to more finely tune our advice to the needs of our clients.
We observe many investors who see themselves at odds with financial holdings that seem better suited to financial product suppliers rather than what is just right for them.
We believe that this is the result of having the core competency of many financial services people is salesmanship, and not one that is based on market knowledge, personal experience and a vast team of portfolio strategists that support what we do every day.
Your Legacy, Passing on Wealth
Successful people who have accumulated wealth throughout their lives are driven by a need to protect what they have achieved. The life work that has gone into this achievement, once protected, becomes a legacy; wealth and family strategy that is handed down from one generation to the next. A life’s legacy does not just happen, strategy that focuses on the minimization of taxes, the strategic use of insurance based investments and the thoughtful use of the trust structure is only delivered through accredited professionals. Our support from RBC Wealth Management delivers these professionals to our wealthy clients.
Additional Team Members
Estate Planning Specialist
Thomas began his career in the insurance industry in 1984 and is a specialist in his field. He has acquired the Chartered Life Underwriter designation.
Working closely with your advisor, Thomas employs a comprehensive process to assess your wealth management needs and then recommends creative, tax-exempt insurance strategies to help address them. For more complicated situations, he works with your other professional advisors in the development of appropriate solutions.
Thomas Seah can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity, and living benefits solutions. He can also assist you in structuring your insurance contracts to ensure your wealth is transferred to your heirs in accordance with your wishes. To help you receive high-quality, cost-effective insurance solutions, Thomas evaluates various insurance offerings from Canada’s top-ranked insurance providers.
Financial Planning Specialist
Rebecca has been working in a financial planning capacity since 1999 and brings to her role much care in helping clients meet their goals. She has a Bachelor of Arts Honours degree from Trent University and has maintained an ongoing commitment to continued learning in the areas of tax, estate and business owner planning.
Rebecca holds the Certified Financial Planner designation from the Financial Planning Standards Council of Canada and has completed the Professional Financial Planner and Canadian Securities Courses. She is registered as a Full Life Agent with the Financial Services Commission of Ontario and is a member of the Society of Trust and Estate Practitioners. Rebecca has also taught retirement planning at George Brown College in Toronto.
Rebecca works extensively with high net worth clients including business owners, executives and professionals and has considerable expertise with more advanced tax and estate planning strategies.
Estate & Trust Advisor
As an Estate and Trust Advisor, Susan Macdonald has been serving clients throughout Western Ontario for over two decades. Susan has continued to deepen her knowledge and expertise with key industry designations such as Member, Trust Institute and Trust Institute.
Susan works with individuals, families and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Susan can help.
With more than two decades of industry experience, Susan brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. We understand that no two clients are the same and so together with our RBC Estate & Trust Services partners, we can find the solution that’s right for you.