Kelly is a seasoned estate lawyer with a strong grounding in tax. She has extensive experience administering estates, trusts and private charitable foundations for a major trust company.
This hands-on experience allows her to provide both practical and strategic guidance in structuring your estate and incapacity plan. She has significant expertise in business succession planning, vacation property succession, planning for beneficiaries with disabilities, trusts, charitable giving and addressing the complex considerations that blended families face.
Kelly’s approach integrates both the tax planning considerations of your plan and the interpersonal dynamics that influence family harmony.
Kelly has completed parts I and II of the CICA In-Depth Tax Program and is also Certified Financial Planner professional. She is a member of the Society of Trust and Estate Practitioners (STEP) as well as the Law Society of Ontario (LSO).
Complimentary Will & Estate Planning Consultation
In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Kelly, a Will & Estate Consultant.
Kelly works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, Kelly will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
Tracey Goldie, PFA, AVA
Vice-présidente et spécialiste en planification successorale, Services Financiers RBC Gestion de patrimoine inc.
Membre à part entière de l’équipe, Tracey aide à créer, préserver et faire fructifier le patrimoine de clients en intégrant des solutions fondées sur l’assurance à même des plans financiers exhaustifs.
Spécialisée en planification successorale, Tracey applique des solutions innovatrices et fiscalement avantageuses à divers enjeux de gestion de patrimoine et elle se démarque par ses compétences à simplifier leurs complexités. Son approche sur mesure à la planification d’assurance pour les particuliers et les entreprises aide les clients à atteindre leurs objectifs en gestion de patrimoine de même que leurs objectifs en matière successorale et fiscale.
Ayant débuté sa carrière dans les services financiers en 1994, Tracey est entrée au service de RBC en 2012. Auparavant, elle a passé 13 ans au sein d’un grand assureur vie, où elle proposait son savoir-faire en solutions d’assurance aux conseillers ainsi qu’au marketing de produits. En outre, Tracey a obtenu les titres professionnels de planificatrice financière agréée (CFP) et d’assureuse-vie agréée (AVA).
Prashant Patel, ASA, CFP, TEP
Vice President, Business Owner Specialist, Family Office Services, RBC Wealth Management
As a Business Owner Specialist, High Net Worth Planning Services, Prashant, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.
His guidance supports clients in their relationships with their external professional advisors, with whom he frequently interacts.
His expertise includes tax and estate planning for business owners, executives, retirees, sports professionals and individuals with U.S. issues. He also assists individuals facing significant financial events (sale of business, financial windfall, retirement, job loss, moving to Canada, leaving Canada, etc.)
Prior to joining RBC in 1999, Prashant honed his expertise by working as a Canadian and U.S. tax specialist for two of the big four accounting firms in downtown Toronto.
Prashant is a Certified Financial Planner, Associate of the Society of Actuaries and member of both the Society of Trust and Estate Practitioners and Canadian
Tax Foundation.
Susannah Musselman, CPA, CA, CMA
Vice-President & Financial Planning Specialist, Family Office Services, RBC Wealth Management
Susannah is a Chartered Accountant, Certified Management Accountant and Certified Financial Planner. She graduated with a Bachelor of Arts from the University of Waterloo, specializing in Chartered Accountancy.
Prior to joining RBC, Susannah provided comprehensive financial planning guidance and advice to executives, business owners, professionals and high net worth families. Susannah uses a holistic approach to helping clients address all areas of their financial planning.
Susannah’s role is to work with and support your Investment Advisor in preparing and presenting comprehensive Compass Financial Plans.