Our three-step approach

The basis of long-term, successful money management, the Portfolio Approach is predicated around creating a customized investment portfolio that reflects your investment needs throughout the various stages of your life.

The three steps that I utilize in the custom Portfolio Approach:

Step 1: Discovery – understanding your needs and goals

Our process begins with getting to know one another – discovering your values, beliefs and goals. Listening carefully to understand what you want to achieve and how and when you’d like to get there. We take the time to learn about your prior investment experience and your expectations, and will check in with you over time to ensure your investment strategy keeps you on track to reach your goals.

Step 2: Determining fit – creating your strategy

With an in-depth understanding of your personal situation, we are able to create your investment strategy. This provides the framework for managing your financial assets going forward. At this stage, once we agree on direction and priorities, we will propose a plan of action, high-level recommendations and a servicing schedule to get you started.

Step 3: Building your custom-designed portfolio

Once you've approved your investment strategy, we can structure your personal portfolio, and introduce partners required to execute your plan. In terms of partners, we have access to leading-edge investment strategy and research provided by the RBC Investment Strategy Committee, RBC Capital Markets and third-party, independent firms.

We will also review and monitor your account regularly, according to the following guidelines:

  • Aligning your investments with your values and beliefs with a focus on environmental, social and governance (ESG) investing, impact investing and socially responsible investing.
  • We can exclude companies that have decided against responsible investing mandates.
  • Providing research based on third-party rating services including, but not limited to, Sustainalytics and Morningstar.

As a client, you will also have access to regular newsletters addressing topics such as current market news, how to invest in volatile or unpredictable markets, educational resources for personal finance and ESG commentary.