Our RBC Partners

Abby specializes in tax and estate planning for high-net-worth and ultra high-net-worth families. 

Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts. 

Prior to joining High Net Worth Planning Services, Abby provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. She has written articles on various topics including charitable donations, executive compensation, tax planning and retirement planning. 

Prior to joining RBC, Abby worked in a medium sized accounting firm assisting business executives and high net worth clients with their tax planning and estate planning. She worked closely with owner-manager shareholders to assess and recommend the best tax planning strategies, the best corporate structure and the most suitable succession plan. 

Abby is a Chartered Accountant and has a Bachelor in Economics and Commerce from the University of Toronto. She completed the In-Depth tax courses I and II and the In-Depth Tax Issues for the Owner-Managed Business as well as the Canadian Securities Course. She is also a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP) and has obtained the STEP Advanced Certificate in Family Business Advising. Abby is also a Certified Financial Planner (CFP) and is a member of the Canadian Tax Foundation. Lastly, Abby is a certified Family Enterprise Advisor (FEA), which allows her to address the complex needs of family enterprise clients. 

As a Business Owner Specialist, High Net Worth Planning Services, Bobby, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.

Bobby has over 15 years of experience working with owners of privately held businesses to help them develop business succession, tax and estate planning solutions tailored to their goals and objectives. Prior to joining High Net Worth Planning Services, Bobby provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. He has written articles on various topics including determining the value of a business, farm succession planning, tax planning and retirement planning.

Prior to joining RBC, Bobby was a Vice President at a boutique business valuation firm in Toronto where he worked with business owners to help them determine the value of their business for divestitures, litigation, tax and estate planning purposes. He also worked with owners to help them identify the value drivers of their business.

Bobby is a Chartered Business Valuator, a Chartered Professional Accountant and has a Bachelor of Commerce degree from the University of Toronto. He has also completed all three levels of the CPA In-Depth Tax Course.

Scott brings his 33 plus years of financial services experience to the clients he meets, including 18 years in public practice (six years as a Partner) with a local CA firm. He has worked with clients in the areas of tax, estate and business strategy including family business succession planning.

Prior to joining RBC Family Office Services, Scott provided services for four years to RBC clients as a Commercial Account Manager, focused on owner- managed business and agriculture clients, and four years as a Private Banker, assisting high net worth clients with personal banking, credit and financial planning needs.

Scott is member of the Chartered Professional Accountants of Canada, the Institute of Chartered Accountants of Ontario, and the Financial Planners Standard Council. He is a Canadian Association of Family Enterprises trained family business facilitator, a Family Business Advisor and graduate of the University of Guelph with an animal science and agriculture business degree. He is also a member of the Canadian Association of Farm Advisers and holds a CAFA designation, (Certified Agriculture Farm Advisor).

Scott will work with your advisors to prepare and present a comprehensive Compass Financial Plan specific to you.

Scott is a Chartered Professional Accountant (CPA, CA) and Certified Financial Planner (CFP). He obtained his Honours Bachelor of Commerce degree from the Michael G. DeGroote School of Business at McMaster University. Prior to joining RBC, Scott gained a unique understanding of planning for the ownermanager through various roles in the public accounting industry over the past 15 years. In his previous role as a senior tax manager, he specialized in providing tax advisory, tax minimization strategies, corporate reorganizations and estate planning services to high-net-worth individuals and owner-managed businesses. Scott has over 10 years of Canadian taxation experience. He has completed all three levels of CPA Canada’s In-Depth Tax Course and is a member of the Canadian Tax Foundation. Scott’s role is to work with and support your financial advisor in preparing and presenting your comprehensive Compass Financial Plan and to identify and assess any related financial, tax and retirement planning concerns you may have.

Suzanne se consacre à la protection et l’optimisation du patrimoine familial et de l’entreprise. Professionnelle fiable et réputée pour ses conseils et ses compétences spécialisées en gestion de patrimoine, elle a recours à des solutions de planification successorale et fiscale avancées et fondées sur l’assurance.

Avant RBC, Suzanne a bâti sa carrière au sein d’un grand cabinet comptable et d’une firme boutique en planification fiscale et successorale. En plus de détenir des titres professionnels, elle a complété le Cours fondamental de fiscalité de l’ICCA. Invitée en qualité d’experte sur BNN et à l’émission House Poor de HGTV, elle a aussi contribué des articles au Globe and Mail, au National Post et est la coauteure de 78 Tax Tips for Canadians for Dummies.

Suzanne se sert de ses grandes compétences techniques pour bien comprendre votre situation financière unique, et elle collabore avec vos autres professionnels afin de découvrir à quels impôts et risques excessifs vous pourriez être exposé. Cette planification est essentielle pour les propriétaires d’entreprise, les professionnels, les cadres et tous ceux qui se sont donné des objectifs en matière de dons de bienfaisance.

As a Premier Advisor with RBC Wealth Management Private Banking, Marian provides personal service and tailored advice to help clients save time and effectively manage their day to day banking needs.

Working as a single point of contact, Marian will access specialists from across the organization in order to provide a complete range of complementary services to support the individual short and long term goals of our Wealth Management clients in the Waterloo/Guelph-Cambridge-Orangeville area.

Marian draws on 16 years of experience within RBC. She was recently a Financial Advisor in our North Guelph community for 8 years and prior to that, she worked at Dominion Securities for 2 years as an Investment Advisor Assistant. She had the opportunity to engage in several aspects of our retail growth and client retention helping drive RBC's direction for the future and foster long-term client relationships across multiple channels within our Communities.

Marian has successfully attained her Bachelor's Degree in Psychology and currently holds accreditations through the Canadian Securities Institute which includes IFIC, PFSA and FP1. Her focus is to deliver an Exceptional Advice Experience for high net worth households that work directly with our Wealth Management partners.

Marian resides in Guelph with her husband and 2 children.

Andrea Heard brings over 19 years of experience in the financial industry to her role as Private Banker. For the last 13 years, she has been a Financial Planner with RBC Royal Bank and brings strong relationship management skills to her high-net-worth clients in Waterloo and Southwestern Ontario.

As your dedicated Private Banker, Ms. Heard will take the time to discover what is important to you and your family, as well as your personal financial goals. Along with her team, who include a Private Banking Associate and a Manager, Credit Structures, she will create a strategy and make recommendations on a plan of action that is right for each client situation. She also has access through the RBC network to call on a further team of specialists, in Canada and in key markets worldwide. This team enables her to provide a complete range of services – including delivering comprehensive, integrated financial solutions to help meet clients’ goals through investments, business banking, estate planning, and domestic and international trusts.

Ms. Heard graduated from Wilfrid Laurier University and soon after earned her designation as a Personal Financial Planner (PFP). As a long-time resident of the Waterloo Region, she enjoys volunteering in her community and attending local fundraising events. Most recently she joined the committee of a local organization that recognizes people in the community doing amazing things.

When not working, she enjoys spending her time with her husband and two sons. In her leisure time, she is often is found reading, biking, golfing or entertaining family and friends.

Vicky Mitchell brings more than 2 decades of extensive Insurance, Personal and Commercial banking advice experience to RBC Wealth Management, Private Banking. As a private banker, Vicky provides comprehensive wealth management and financial planning strategies to high-net-worth business owners, executives, professionals, and their families.

Based in Waterloo, Vicky works with a select number of clients in Waterloo region and South Western Ontario to address their often-complex banking, credit and wealth management needs through customized banking and financial solutions. Her goal is to deliver unparalleled service while building lasting relationships based on a thorough understanding of each client's unique needs and goals. As your dedicated Private Banker, Vicky will take the time to discover what is important to you and your family, as well as your personal financial and wealth goals.

When necessary, she collaborates with specialists across RBC to provide clients with a complete range of complementing services. Ranging from investment management to estate and legacy planning, and from domestic and international trust services to sophisticated credit, Vicky can propose targeted strategies to help clients achieve their short- and long-term goals.

Vicky draws on more than 16 years of experience at RBC, consisting of a range of roles in Financial Planning, Commercial Banking and several leadership roles within Commercial and Private Banking. Clients also benefit from the knowledge Vicky gained as an Advisor at The-Cooperators in both Guelph and Cambridge providing wealth and insurance planning for life and disability, as well as P&C. Vicky has continued to deepen her knowledge and experience with the key industry designation from FP Canada, Certified Financial Planner (CFP).

Away from the office, Vicky enjoys playing ringette and baseball, camping and spending time with her spouse and 3 daughters. She is actively involved coaching with Cambridge Ringette Association as well as volunteering at her daughter's school.

Shannon worked in private practice for ten years before joining RBC in 2010.

She specialized in the areas of Wills & estate planning, estate administration and real estate. Shannon graduated from the University of Guelph with a Honours B.A. and received her LL.B. from the University of Toronto in 1998. She is a Member of the Law Society of Ontario.

Shannon lives in Woodstock, Ontario with her husband and three kids.