Michael Dignam brings 20 years of experience in wealth management to his role as a Private Banker, providing wealth management advice customized for select families in Richmond Hill, Thornhill, Markham, Vaughan, Newmarket and Aurora.
Mr. Dignam and his team – including a Private Banking Associate and a Manager, Credit Structures – work closely with a variety of partners in RBC to create and deliver banking, unique credit solutions and wealth management strategies tailored to each client’s unique needs and circumstances. These customized solutions may include specialized wealth management planning, business owner planning, estate planning and domestic and international trust structures.
With his personal and customized service, Mr. Dignam can simplify their complex financial lives so they can focus on their career and personal goals. Because he works with a relatively small number of high-net-worth families, Mr. Dignam can respond quickly to his clients’ needs, providing them with the attention required to meet and exceed their expectations. When necessary, he works with his clients’ existing professionals to deliver comprehensive, integrated financial solutions.
Mr. Dignam has earned his designation as a Personal Financial Planner (PFP), which has deepened his experience and understanding of the solutions he provides. In addition, Mr. Dignam is a Family Enterprise Advisor (FEA). This designation enables him to work as an advisor to business families, with professionalism and comprehensive understanding in the field of family enterprise.
Originally from Toronto, Mr. Dignam holds a Bachelor’s degree from York University and is married with two children. Outside of the office, he spends time with his family and enjoys soccer, golf and tennis.
As a Private Banker with RBC Wealth Management, Private Banking, Michelle Berry provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families.
Michelle offers an extensive background in client relationship to her role as Private Banker. She draws on 35 years of experience within RBC, consisting of a wide range of roles including Commercial Banking, Small Business, National Office and Retail Banking. In her most recent role as Sr. Commercial Account Manager, Michelle managed a portfolio of complex commercial clients with revenues between $10 Million to $80 Million
By partnering with a group of RBC wealth management experts, Michelle has access to specialists to work collaboratively to provide a complete range of services, including financial planning, business and commercial banking, estate planning, domestic and international trust and Investment Management. When necessary, she will work with her client's other Professional advisors to deliver comprehensive financial solutions.
Based in Richmond Hill, Michelle works with a select number of clients in York and Peel Region to address their often-complex banking, credit and wealth management needs by providing tailored seamless banking and financial solutions.
A graduate of Durham College, Michelle has continued to deepen her knowledge and expertise with key industry designations such as Personal Financial Planning and Investment Funds in Canada, and Financial Analysis.
Michelle enjoys running, playing sports such as soccer, volunteering and spending time with her 2 grandsons.
Kevin Luchenski brings more than 20 years of experience in financial services to his role as Private Banker, in which he provides personalized, discrete financial counsel to a select group of high-net-worth business owners, entrepreneurs, professionals and their families throughout the Greater Toronto Area, particularly Vaughan, Richmond Hill, Aurora, Newmarket and Barrie.
As a former owner and operator of an insurance agency, Mr. Luchenski is uniquely qualified to understand the risks, demands and conflicting priorities that business owners face. Prior to joining Private Banking, Mr. Luchenski was Manager of Financial Planning in downtown Toronto and led a team of financial planners to provide tailored banking and planning to personal and business clients.
As Private Banker, Mr. Luchenski partners with his clients to deliver sophisticated banking, personalized short- and long-term lending solutions and flexible credit packages. Through RBC, he then co-ordinates a team of experts who provide investments, business banking, and domestic and international trust solutions, enabling him to deliver comprehensive financial strategies. When necessary, he will work with his clients’ other business and professional advisors to deliver integrated financial solutions.
Mr. Luchenski holds a Bachelor of Arts degree from the University of Toronto and has earned his Personal Financial Planner designation. Married with two children, he keeps busy outside of the office, and enjoys skiing, running and getting in a round of golf whenever he can.
HNW/Business Owner Specialists
Faisal specializes in tax and estate planning for high net worth families.
Prior to joining RBC, Faisal was a tax senior manager with a mid-size accounting and advisory firm, as well as with a multi-national accounting firm. Faisal’s expertise includes tax and estate planning for high net worth individuals and families, professionals, and business owners.
Faisal is a Chartered Professional Accountant (CPA, CA) and his educational background includes the completion of the CICA’s in-depth tax course (Level I, II and III), a Bachelor of Arts in Economics from the University of Victoria, and a Masters of Professional Accounting from the University of Saskatchewan. He is also a member of the Canadian Tax Foundation.
Robyn Solnik, LL.B, TEP
Vice-President, High Net Worth Planning Services, RBC Family Office Services
Robyn, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a high-net-worth client.
Prior to joining RBC, Robyn acquired her expertise in estates, trusts and succession planning in both private practice and with a major trust company, practicing law in Toronto for 8 years with an emphasis on trusts, estates, succession, planning for incapacity and charities law, and as a will and estate consultant for a well-known Canadian trust company. In 2001, Robyn joined RBC, assisting clients with their overall tax and estate planning, and in 2011, assumed her present position, specializing in assisting high-net-worth clients with their succession, tax, retirement and estate planning.
Robyn obtained her law degree from Osgoode Hall in 1991, and she was called to the Bar in Ontario in 1993. She has completed her in-depth tax courses, levels 1 and 2, as well as the Advanced Tax Issues for the Owner Managed Business Course and the Corporate Reorganizations Course. She has co-authored two books, “Drafting Wills in Ontario: A Lawyer’s Practical Guide” and “Drafting Wills in Canada: A Lawyer’s Practical Guide”.
In addition, Robyn was an instructor at the Estate and Trust Bar Admission Course at the Law Society of Upper Canada.She is an active member of the Society of Trust and Estate Practitioners (STEP) and has obtained the STEP Advanced Certificate in Family Business Advising.
Abby Kassar, CPA, CA, CFP, TEP, FEA
Vice President, High Net Worth Planning Services, RBC Family Office Services
Abby specializes in tax and estate planning for high-net-worth and ultra high-net-worth families.
Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts.
Prior to joining High Net Worth Planning Services, Abby provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. She has written articles on various topics including charitable donations, executive compensation, tax planning and retirement planning.
Prior to joining RBC, Abby worked in a medium sized accounting firm assisting business executives and high net worth clients with their tax planning and estate planning. She worked closely with owner-manager shareholders to assess and recommend the best tax planning strategies, the best corporate structure and the most suitable succession plan.
Abby is a Chartered Accountant and has a Bachelor in Economics and Commerce from the University of Toronto. She completed the In-Depth tax courses I and II and the In-Depth Tax Issues for the Owner-Managed Business as well as the Canadian Securities Course. She is also a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP) and has obtained the STEP Advanced Certificate in Family Business Advising. Abby is also a Certified Financial Planner (CFP) and is a member of the Canadian Tax Foundation. Lastly, Abby is a certified Family Enterprise Advisor (FEA), which allows her to address the complex needs of family enterprise clients.
Financial Planning Specialist
Ryan is a Chartered Professional Accountant (CPA, CA), Certified Financial Planner (CFP), Trust and Estate Practitioner (TEP) and Chartered Life Underwriter (CLU). He has completed the Chartered Professional Accountants of Canada’s In-Depth Tax Course and holds an Honours Bachelor of Business Administration degree from Wilfrid Laurier University with a major in Accounting. He is a member of the Canadian Tax Foundation and The Society of Trust & Estate Practitioners (Canada).
In his previous role as a tax manager at one of the global major accounting firms, Ryan specialized in providing tax planning services to high net worth individuals, private businesses, estates, trusts and partnerships. His work focused on tax minimization strategies and reorganizations.
Ryan’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial planning concerns you may have.
Will & Estate Consultant
Alleen earned her Bachelor of Arts degree from York University and her law degree from the University of Windsor, Faculty of Law in 2008. She was called to the Ontario Bar in 2009.
Prior to joining RBC, Alleen practiced in the areas of Estate Planning and Administration, Corporate/Commercial law and Real Estate law in a mid-sized law firm. Alleen advised her clients on a breadth of legal issues, including key considerations in setting up legal business structures, succession planning and estate planning.
Alleen fosters a multidisciplinary approach to each client’s unique needs, drawing on various advisors’ expertise and offering her own to identify issues for further consideration and review, together with information and guidance which are both sensible and practical.
Avideh Parent is an experienced lawyer with a strong commitment to educating people on the importance of estate planning. Avideh is a frequent presenter on Wills and Estates for organizations such as the Legal Education Society of Alberta, the City of Edmonton, Next Step Continuing Education, and the Edmonton Community Foundation. Avideh also has been featured on Global TV, Shaw TV, and various financial education websites.
Avideh received her undergraduate degree from Carleton University and went to Law School at the University of Alberta. In 2001 she was called to the Alberta Bar and is a member of the Law Society of Alberta. Avideh holds the Trust and Estate Practitioner (TEP) designation, granted through the Society of Trust and Estate Practitioners (STEP). Prior to joining RBC in 2012, she devoted her law practice to Wills, Estate Planning, and Estate Administration.
Avideh is also very active in the Latin dance community, and enjoys travelling the world to perform and compete with her husband in salsa dance competitions.
Avideh has been a member of the following organizations:
- Wills & Estates Subsection of the Canadian Bar Association
- Elder Law Subsection of the Canadian Bar Association
- Edmonton Estate Planning Council
- Oliver Centre Board of Directors.
Estate Planning Specialist
Colin Ardill, FEA
Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
You’re the biggest beneficiary.
Colin Ardill stays humble. Even so, he’s not shy about being a man on a mission: to overturn 150 years of misunderstanding about life insurance, one day at a time.
Most Canadians see only one dimension to life insurance: that it’s of no use to the living. But Colin sees it in three dimensions. There is the death benefit that everyone can see – but life insurance also provides tax-exempt growth, and it allows the holder to spend more money in retirement than they otherwise could. Says Colin: “The person buying the policy is going to be the biggest beneficiary.”
Colin has been in the estate planning business for over 15 years. His core purpose – the heart of everything he does – is to leave everyone he meets better off.
As a Premier Banking Advisor, Chandna Kamal provides banking and credit solutions to select high net worth individuals and their families. Partnering with Investment Advisors and Counsellors across the Vaughan, Richmond Hill and Newmarket regions, personalized service and tailored advice to help clients efficiently and effectively manage their day-to day banking needs.
With over 6 years of experience in financial services. Chandna is respected by her clients and industry peers. Prior to her current role, she worked as an Assistant Branch Manager at an RBC branch.
Chandna is committed to giving back to her community. Chandna volunteers with the Women's Shelter and Canadian Cancer Society. She is very passionate helping the less fortunate here at home as well as in other countries.
Chandna was born in India and raised in Toronto, where she currently resides in the Toronto area with her husband and her daughter. She loves spending time with her family and friends, travelling and listening to music.
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