Services
Although the core of our work is to manage your assets, we must have an integrated approach that incorporates your entire financial situation to execute our mandate well. This allows us to enhance your investments and achieve your financial goals.
Our approach considers your income, expenses and capital preservation needs in order to develop an effective and proactive tax, wealth and estate strategy.
To achieve this, we start by getting to know you to understand your financial, family and personal goals, as well as your expectations.
If necessary, we develop a comprehensive financial and estate plan with you to address your biggest concerns, which leads to a series of detailed actions to achieve your objectives.
We have access to a vast network of internal and external wealth management experts to achieve this, and we coordinate everything with your advisors.
We then design customized portfolios that match your investment objectives, risk tolerance, investment horizon, liquidity needs and tax situation as well as the different accounts you hold. This approach minimizes risk and taxes.
Even though we take pride in our investment performance, structuring portfolios well is the basis for serving you and performing well. Over the years, we have developed an excellent process that will benefit you.
To do this, we manage different portfolio models:
- Four equity models according to currency ($C for Canadian stocks and $US for global stocks) and growth or value styles (the latter is less volatile and holds companies with higher dividends).
- Two Fixed Income models actively managed according to whether the account is taxable. Credit Risk and managing the duration are the two key elements in this asset class.
- One equity model for smaller accounts.
We charge a management fee based on assets under management. This transparent remuneration is deductible and is the best way to align our interests. There will be no other hidden fees.
We do not use external managers to better control overall portfolio risk and minimize risk. It also allows us to react much faster.
We constantly ensure that the strategy in place still suits you and meets your objectives.
