Team Biographies

Al Gair, Senior Portfolio Manager and Investment Advisor

Originally from the UK, Al grew up in the lower Mainland and obtained an undergraduate degree in Geological Sciences from the University of British Columbia in 1981. Al practiced briefly as an exploration geologist before obtaining his Master of Business Administration from the University of Western Ontario and moving into the financial services industry. He began his investment career at McLeod Young Weir (now ScotiaMcLeod) in Toronto in 1987. Outside of work, Al is a competitive athlete, having completed several marathons and ultra-distance cycling events. He commutes by bike year-round from his home in North Vancouver. Other interests include photography, mineralogy, contemporary art and travel.

Bonnie Walmsley, BA. Associate.

Bonnie has over 10 years of combined experience in the financial services and investment industry. She is fully licensed, having completed her Canadian Securities Course and Conduct & Practices Handbook. Bonnie is the team’s dedicated client service manager. She ensures that the team runs smoothly and that client requests and queries are dealt with quickly and accurately. Trade execution, scheduling, research and managing the documentation process are among Bonnie’s principal roles. Outside of work, Bonnie is an avid outdoor athlete. She not only participates in mountain biking, trail running and snowshoeing, she also teaches and volunteers at many local events.

Our Extended Team

Yat-Sze Lo, CPA, CA, CFP

Vice President and Financial Planning Specialist, RBC Family Office Services

Coming from one of the major global accounting firms, Yat-Sze brings a broad range of experience to her role as Vice President, Financial Planning Specialist.

In her previous role, she spent many years working with private companies, high-net-worth individuals, trusts, and partnerships. Her work included tax minimization through appropriate tax planning (corporate and personal, including estate planning) as well as corporate restructuring.

Yat-Sze is a Chartered Professional Accountant (CPA, CA) and a Certified Financial Planner (CFP). She completed her Bachelor of Commerce at the University of British Columbia and has completed all three levels of the Canadian Institute of Chartered Accountants’ In-Depth Tax Course. She has also completed the Advanced Tax Course for Owner-Managed Businesses.

As a Financial Planning Specialist, Yat-Sze’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial and tax planning concerns you might have.

Simi Dosanjh, LL.B

Will & Estate Consultant, RBC Family Office Services

Simi obtained her Bachelor of Arts degree from the University of British Columbia in 2006 and earned her Bachelor of Laws degree from the University of Calgary in 2009. She was called to the Bar of British Columbia in 2010. Simi completed the three-year CPA Canada In-Depth Tax Course in 2015.

Following her call to the BC Bar, Simi practiced corporate law, estate and trust planning, and real estate law with a small Vancouver law firm before joining the tax group of a medium-sized firm in 2011, where she specialized in personal and corporate taxation matters, estate and trust planning and tax dispute resolution. She continued her practice of tax law and estate planning at the Vancouver office of a large international law firm before joining RBC. Her experience includes working in all areas of individual and corporate tax planning, business succession and reorganization, estate freezes, and trust planning.

Simi is a member of the Canadian Tax Foundation and the Canadian Bar Association (BC Branch) Wills & Trusts and Taxation Sections. She is also an executive member of the BC Women Lawyers Forum and was a member of the organizing committee for the 2015 and 2016 Ovarian Cancer Canada “LOVE HER” gala. Simi is fluent in Punjabi.

Simi would be pleased to assist you in developing strategies to structure your estate plan in an efficient and tax-effective manner.

Sean Murray, MBA, CPA, CMA, TEP

Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.

Prior to entering the life insurance industry more than 20 years ago Sean was a senior manager in the tax group of a national accounting firm. With experience in personal and corporate tax, estate and succession planning, and corporate reorganizations, Sean provides a fresh perspective to his clients' estate planning needs. Sean works closely with you and your professional advisors to develop and implement tax-efficient strategies to help meet your wealth management goals.

A Chartered Professional Accountant, Sean holds an MBA from the Richard Ivey School of Business at The University of Western Ontario. Sean is a member of the Chartered Professional Accountants of British Columbia, and the Society of Trust and Estate Practitioners.