Investment Advisory
Build your portfolio with professionals
Regardless of the extent of your investment knowledge, we will make you feel comfortable when building a portfolio that is aligned with your goals and investment objectives. Our team, working closely with RBC’s Portfolio Advisory Group, will ensure that your expected investment return is in line with the amount of risk you are willing and able to tolerate. We follow a three-step approach to investment management:
Step 1: Determine an asset allocation strategy tailored to your unique circumstances, goals, risk tolerance and investment time horizon.
Step 2: Select specific assets to implement the strategy to achieve portfolio diversification, maximize risk-adjusted returns, and tailor growth potential and risks for your individual needs and goals.
Step 3: Monitor and evaluate your performance regularly to ensure your portfolio is still meeting your needs and on track for your long-term investment goals.
Our clients ask us:
How do I increase my nest egg?
How do I choose an investment strategy?
How do I find the best investment assets for me?
Am I taking too much risk, or not enough?
How liquid are the investment assets that I have chosen?
Is my investment portfolio tax-efficient?
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Retirement Planning
Achieve and maintain a comfortable retirement
The good news is that Canadians are living longer. However, most retirees have two major concerns: one is outliving their nest egg; the other is not being able to financially sustain a long, happy retirement without altering their lifestyle. Whether you are still working or already retired, our team will help you build and protect a successful retirement plan.
Our clients ask us:
How much do I need to save for retirement?
What are the best investments to achieve my long-term financial goals?
How do I keep track of my savings targets and portfolio performance?
How do I maximize income in retirement in the most tax-efficient way?
How do I protect my lifestyle from unexpected events and risks in retirement?
Am I protected from inflation in the long term?
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Estate Planning
Estate planning is not just about money, it is about looking after those who are important to you
Professional estate planning involves determining how assets will be preserved, managed and distributed after death or in the event you become incapacitated. Planning tasks include: making a Will, naming an executor, setting up trusts and/or making charitable donations, limiting estate taxes and making funeral arrangements.
Our clients ask us:
How do I make a valid and current Will, and appoint an executor?
Is my insurance coverage sufficient?
Can you help me understand ownership structures with my spouse?
How do I design a tailored estate plan and ensure that it transfers in a quick, tax-efficient way?
How do I plan charitable gifts and legacies?
What are the benefits of a living trust?
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Business Planning
Build your business and personal wealth with expert advice
Owning and operating a successful company demands many serious decisions. Business owners make critical judgement calls that affect the financial health of their business every day. We’re proud to help you effectively manage your personal and professional wealth to free up valuable time and energy for what matters most.
Our clients ask us:
How do I invest, preserve and maximize surplus cash?
How do I manage business and personal assets separately but efficiently?
How can I protect against the sudden loss of a key employee with insurance solutions?
How do I safeguard my personal and business assets from adverse events?
How can I design a succession plan for a smooth transition?
How can I build employee loyalty with employer-sponsored retirement plans?
If you would like to know more about any of our services, please contact us!
