Mind the Gap

Mind the Gap - Canada’s baby boomers need Power of Attorney planning to protect themselves

September 16, 2019 |Aaron Fennell

"This planning is vital as the “gap” between “healthy” life expectancy and “average” life expectancy is nine to 11 years for Canadians. However, 71 percent of Canadian adults do not have a signed Power of Attorney."

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RBC Global Asset Management - Global Investment Outlook - Fall 2019

RBC Global Asset Management - Global Investment Outlook - Fall 2019

September 13, 2019 |Aaron Fennell

Financial markets face an evolving set of macroeconomic headwinds and, against this challenging backdrop, central banks are now offering support through monetary stimulus. Our base case is for continued economic growth, albeit at a slowing pace...

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Investment holding companies

Investment holding companies

September 13, 2019 |Aaron Fennell

When it comes to earning investment income through a corporation, planning can often be complex, as you have to consider the taxes payable in the corporation as well as the taxes payable when withdrawing the funds from the corporation.

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Professional corporations

Professional corporations

September 12, 2019 |Aaron Fennell

As a sole proprietor, you may be wondering whether to incorporate your practice or not. While incorporating is good for some, not all practices will necessarily benefit from a corporate structure.

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Individual Pension Plans (IPP)

Individual Pension Plans (IPP)

September 11, 2019 |Aaron Fennell

An IPP is designed to provide asset diversification, increased retirement savings when compared to a registered retirement savings plan (RRSP), significant corporate tax deductions from contributions, tax deferral and creditor protection.

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Freeze the value of your assets and transfer future growth to your family

Estate Freeze

September 10, 2019 |Aaron Fennell

If you are the sole owner of a corporation that has appreciated in value over time and is expected to continue growing, there are ways to structure the ownership of your corporation to improve tax efficiency and simplify the planning for your estate.

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Ten key decisions for business owners

The business owner's guide to wealth management

September 09, 2019 |Aaron Fennell

Whether you’re already a business owner or thinking about becoming one, the decisions you make will have far-reaching implications – not only for your business, but also for you and your family.

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Establishing a Registered Education Savings Plan (RESP)

Establishing a Registered Education Savings Plan (RESP)

September 07, 2019 |Aaron Fennell

With RESP contributions of $208 per month from a child’s date of birth until the age of 15, with a rate of return of 5%, over $70,000 would be available to finance their post-secondary education by the age of 18.

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Lifelong Learning Plan

Lifelong Learning Plan

September 06, 2019 |Aaron Fennell

A way to withdraw from your RRSP for post-secondary education or training

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Monthly Global Insight - September 2019

Monthly Global Insight - September 2019

September 05, 2019 |Aaron Fennell

The activation of two of our key recessionary tripwires portends a new phase for equities—and investment strategy. Investors may need to get more defensive in coming months, as the risk-reward balance for equities could become less favorable.

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