Meet the team

Marlena is a Bachelor of Commerce (Finance) graduate from Concordia University, and a Certified Financial Planner professional. She also holds a Trust and Estate Practitioner (TEP) designation from the Society of Trust and Estate Practitioners (STEP) in Canada and is fluently trilingual (English, French and Polish).
Marlena has more than 20 years of extensive wealth management experience ranging from being a key note conference speaker, to also being a national TV, print and radio media spokesperson, and managing an RBC branch.
She also spent many years in financial advisory roles where she provided technical research, support and wrote articles on complex tax, trusts, estates and retirement matters. Most recently, Marlena has been providing holistic comprehensive wealth planning services to high-net and ultra-high net-worth business owners, professionals, physicians, and retirees.
Marlena’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial planning concerns you may have.

As a member of the RBC Family Office Services team, James, together with your RBC advisor, can help you explore your business succession options. James understands the specific concerns faced by business owners and has extensive experience addressing their more complex needs.

For the past 25 years, James specialized in developing best practices around business succession planning and in the process helped several families achieve their business succession vision. He also authored a book, The Transition Experience: What every Canadian family should know about business succession planning.

His process not only focuses on technical matters such as business valuation, sale of business planning and tax planning, but also recognizes that business succession has a profound impact on a business family. As such, much of James’ process also involves assisting members of the family with the softer issues of planning, including post-succession and wealth.

James is a Chartered Professional Accountant and Chartered Business Valuator and is a frequent presenter on business succession planning. He obtained his degree, Master of Commerce, from the University of Canterbury in New Zealand and is currently a member of the Family Firm Institute. 

Jag specializes in trust and estate planning for business owners, high-net-worth individuals, and their families as part of a holistic approach to their wealth planning journey. 

With over 18 years of legal private practice experience, Jag spent 12 years specializing as a trust and estate planning and estate administration lawyer, most recently as a partner at Miller Thomson LLP in the Private Client Services group. She regularly advised clients on sophisticated and complex estate planning matters related to blended family planning, business succession planning, and cross-border planning while incorporating appropriate tax minimization strategies. 

In addition to having her Trust and Estate Practitioner (TEP) designation with the Society of Trust and Estate Practitioners (STEP) she has most recently obtained her Family Enterprise Advisor (FEA) designation with Family Enterprise Canada which has allowed Jag to broaden her estate planning practice to family legacy building and governance for high-net-worth families. 

As an active member of the Law Society of Upper Canada (Ontario) and STEP, Jag frequently writes and speaks on various topics related to trust and estate planning, and administration. She has also been ranked as a Lexpert – leading lawyer in the Canadian Legal Lexpert Directory in the area of Estate and Personal Tax Planning for three consecutive years (2021, 2022, 2023). 

Complimentary Business Owner Planning 

As a valued client, you are entitled to complimentary business owner consultations with a highly qualified Business Owner Specialist. 

As your Business Owner Specialist, Jag will work closely with your advisor to identify strategies and solutions that are customized to meet your personal and business planning objectives. Tax, business risk, succession, and retirement strategies, some that are particular to the business owner/manager, will be identified, which you would then discuss with your lawyer and accountant. 

As a trusted partner of your advisor's team, Peter champions the integration of insurance solutions as an essential part of holistic wealth management planning.

Peter joined RBC in 2017. He has spent over 25 years in the financial services industry primarily focused on helping clients fulfill their financial dreams. Believing that it is never too early to plan, Peter is there to help discuss and provide solutions to protect yourself, your loved ones and your business in the event of the unexpected.

Peter received a Bachelor of Arts (BA) degree from the University of Toronto and holds the Personal Financial Planner (PFP) designation. He is passionate about spending time with his two younger daughters and faithfully cheering on his hometown team, the Toronto Raptors.

Andrew loves the insurance business. It’s not the products, it’s the opportunity to learn about you, your family and your life as a whole and how insurance may help you to reach your most cherished goals. That accounts for Andrew’s core purpose: to focus on people and provide the optimal solution for their unique circumstances.

Fundamentally, Andrew is an educator. He says, “If I hadn’t chosen the insurance business I would probably be a teacher. As an Estate Planning Specialist, my role is to educate clients on which situations these products are for, and how you make them work.” It is not about the sale. It’s about helping people discover an insurance solution that works for them, if any. It’s always about people, not product.

Andrew has been an Estate Planning Specialist since 1993. He lives in Toronto with his wife, daughter and their dog. An amateur boxer until 1992, he was the Ontario middleweight champion. Now he’s an avid squash player and fisherman.

Jessica graduated from York University with an Honours BA in Law & Society and Sociology, Summa Cum Laude in 2010. She then completed her JD at the University of Windsor, Faculty of Law in 2014. Jessica articled at a prominent boutique law firm in the Greater Toronto Area and was called to the bar in 2015.
Prior to joining RBC, Jessica has been in private practice for 10 years where she provided guidance to individuals and families with navigating the complexities of estate planning, Wills and powers of attorney, probate, estate litigation, and estate administration. Jessica also has experience in family law and has assisted clients with complex family relations as it relates to all areas of Will and estate law.
With a deep understanding of the intricacies of estate administration, Jessica helps clients create comprehensive plans that protect their assets, honour their wishes, and ensure a smooth transition to future generations.

Jessica takes a personalized and compassionate approach to estate planning, working closely with clients to understand their values, goals, and concerns. Using her years of expertise, Jessica delivers tailored solutions that provide peace of mind and confidence to clients and their loved ones.
Jessica is bilingual and can provide services to RBC clients in Polish.

As a Will & Estate Consultant, Carol Dalgado provides comprehensive estate planning services to clients.

Carol graduated from the University of Toronto with a Bachelor of Arts degree. She obtained her Bachelor of Laws degree from the University of Western Ontario and went on to obtain her Master of Laws (Trusts) degree from Osgoode Hall Law School. She holds the designation of TEP (Trust and Estate Practitioner) from the Society of Trust and Estate Practitioners (STEP). She is a member of the Law Society of Ontario, the Estate Planning Council (Toronto), the Estate Practitioners’ Group and STEP.

Carol has held various roles within the estate and trust industry in which she has provided guidance on estate, trust and incapacity planning, administration and litigation issues. Carol worked in private practice for over ten years before joining RBC Wealth Management in 2015.

As a Senior Trust Advisor, Manish Gosrani is responsible for managing a complex book of accounts. He works with individuals, families and businesses throughout Toronto and the GTA to provide customized estate, trust and incapacity solutions.

Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Manish can help.

Manish has more than 25 years of wealth management experience in Canada and the UK. He holds a Bachelor of Law degree (LL.B), is a Certified Financial Planner (CFP) and is working towards his Trust and Estate Practitioner (TEP) designation to further strengthen his industry knowledge and expertise.

Manish has a deep understanding of priorities and needs of wealth advisors and delivers well balanced advice by staying abreast of product, industry, investment, tax and legislative developments. With a career focused on building client relationships, he brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. He is dedicated to providing assistance in the preservation, management and transfer of wealth between generations by providing solutions to implement clients’ estate, trust and philanthropic plans