As a private banker, Marie-Josée advises high net worth clients with more complex structures and financial needs. With experience in business, finance and financial planning, Marie-Josée provides sound advice and solutions that meet her clients' objectives.
Marie-Josée is particularly knowledgeable about the needs of health care professionals, senior executives and entrepreneurs. She uses her skills in both accounting and financial planning to provide relevant advice. She actively participates with clients and partners in developing effective financial planning and wealth management strategies.
Marie-Josée possesses both a financial planner and chartered professional accountant designation. She has a bachelor's degree in accounting sciences from Université du Québec à Trois-Rivières.
Thanks to her experience, Marie-Josée coordinates a team of specialists and ensures things are done in a timely manner. Through RBC Wealth Management, clients have access to a complete range of experts to effectively structure their personal finances.
Having worked with entrepreneurs for many years, Marie-Josée is well versed in the dynamics and needs of business people. She easily handles all aspects of financial and tax planning, estate planning and retirement planning.
With more than 25 years of loyal service at RBC, Carole Gherlenda assumed the position of Private Banker in Quebec City in 2010. Having gained eight years' experience in human resource management, she appreciates the personal contact that her new position dedicated to high net worth clients affords. Her background as Account Manager, Business Financial Services in large urban centres has helped prepare her to provide effective advice to business people who benefit from RBC Private Banking services.
Working as a Financial Planner since 2002, Ms. Gherlenda has a Master in Business Administration (MBA). The development and wealth management of a small group of clients suits her perfectly; in fact, in addition to providing a personalized service, she is able to focus on her clients' individual needs and consider all aspects of their lives, be it family, business, succession, or other matters. “I enjoy visiting my clients in their own environment to better understand their needs. This way, everyone benefits from the best services available, from the more simple daily banking solutions to the more sophisticated and intricate planning solutions based on their personal situation.”
Ms. Gherlenda coordinates a number of specialized services with experts to whom she refers in all circumstances. This reflects the true strength of RBC Private Banking—offering a single point of reference for the latest services and advice most suited to the client's profile. “We work together with the right people to identify the most appropriate solution for each of our clients.”
Wealth management calls for comprehensive expertise to provide an exceptional service, one that makes the clients' lives so much easier. “We are part of our clients' business entourage, and sometimes even their families! Trust is something we earn. We are therefore always available, making sure our clients can count on our support every day.” Carole Gherlenda's passion for human relations is her key motivating factor.
Marie-Ève Lamontagne brings more than 14 years of banking and wealth management experience to RBC Wealth Management, Private Banking. As a Private Banker, Marie-Ève Lamontagne offers comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families.
Based in Quebec City, Marie-Ève works with a select number of clients in the local area to address their often-complex banking, credit and wealth management needs by offering tailored, seamless banking and financial solutions. The goal is to deliver unparalleled service while building lasting relationships based on trust and a thorough understanding of each client's unique needs and goals.
When necessary, she collaborates with specialists across RBC to offer clients a full range of complementary services. These include investment management, estate and legacy planning, and domestic and international trust services, as well as sophisticated credit and leverage strategies to support individual short- and long-term goals.
Marie-Ève draws on more than 10 years of experience at RBC, consisting of various roles in management, on the financial planning team and in Wealth Management.
After earning a bachelor's degree in business administration from Université Laval, Marie-Ève went on to upgrade her knowledge and expertise by obtaining her Financial Planner designation.
Nelly holds a Master’s of Business Law from Université Paris 1 (Panthéon- Sorbonne), and a D.E.S.S. in International Business Law from Université Paris Descartes.She received her financial planner designation from the Institut québécois de planification financière (IQPF) in 2004.
Nelly has over 15 years of experience as a financial planner. Before joining RBC, Nelly worked with financial advisors’ clients to optimize their financial position and wealth by creating strategic action plans customized to their needs.
Stéphane began his career in the financial services industry in 1997 as a Financial Security Advisor. Intent on helping his peers succeed, he was promoted to a management role in 1999. Over the years, he has taken on ever-increasing responsibilities. Specializing in estate planning solutions, Stéphane is proficient at proposing and implementing innovative and effective tax solutions in response to a variety of wealth management needs. He designs personalized, insurance-based solutions, both for individuals and corporations, to help increase their net value, reduce the tax burden and protect wealth by relying on insurance solutions including life, living benefits and life annuity products. Stéphane is also able to assist you in setting up your policies to ensure that your wealth is transferred to your heirs according to your wishes.
Paule Gauthier, CPA, CA, LL.M, TEP
Vice President, Business Owner Specialist, RBC Family Office Services
As a Business Owner Specialist, High Net Worth Planning Services, Paule, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.
Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts.
Paule has a Bachelor’s degree in Commerce from l’École des Hautes Études Commerciales (HEC) and a Master’s degree in Tax Law from the Montreal University. She has completed the Securities Dealers Course from the Canadian Securities Institute.
As a Chartered Profesionnal Accountant, Paule has more than 30 years of experience in tax and estate planning consulting, in CA firms as well as in life insurance and securities dealer companies. Paule is a frequent lecturer at annual conferences and technical seminars of l’Association de planification fiscale et financière and other professional associations and an active writer of reference papers on tax and estate planning topics.
Paule is a member of the executive committee of STEP Montreal and is regularly involved in various committees of the Association de planification fiscale et successorale.
Paule is a member of the Ordre des comptables professionnels agréés du Québec, the l’Association de planification fiscale et successorale, the Canadian Tax Foundation, the International Fiscal Association and the Society of Trust and Estate Practitioners.