As a business owner, strategically managing excess funds in your corporation is critical for both immediate financial flexibility and long-term retirement readiness. Tax-efficient strategies can help preserve capital while aligning with your broader wealth goals. Let’s explore tailored solutions to unlock the full potential of your retained earnings.
Key Tax-Smart Strategies
- Salary/Bonuses: Optimize regular income withdrawals with tax-effective structuring.
- Dividends: Capitalize on taxable or capital dividends to suit your tax profile.
- Shareholder Loans: Deploy flexible loan mechanisms for strategic cash utilization.
- Corporate Investments: Reinvest surplus funds to fuel growth within your business.
Ready to refine your approach? Book a consultation RBC Wealth Management or email me at pejman.shabanpourfard@rbc.com.
