Andrew got his start in the industry as an independent advisor in Ottawa, Ontario where he helped clients achieve financial security through risk management and investment strategies. He built a successful practice founded on positive relationships and trust, as well as his knack for matching client needs with customized solutions.
Since joining RBC Insurance, Andrew has successfully applied this approach to his current role, where he leverages our industry reputation and our wealth of resources to fulfill his clients’ Group Benefit needs.
Andrew has earned his Certified Employee Benefit Specialist (CEBS) designation through the International Foundation of Employee Benefits Plans and Dalhousie University. The program is designed to help individuals develop a comprehensive understanding of employee benefit principles and concepts.
A firm believer in the importance of protecting employees’ health and ability to earn an income, Andrew works tirelessly with clients to promote positive employer-employee relationships, stability through employee retention and growth through company productivity.
RBC Royal Trust
As a Senior Trust Advisor, Manish Gosrani is responsible for managing a complex book of accounts. He works with individuals, families and businesses throughout Toronto and the GTA to provide customized estate, trust and incapacity solutions.
Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Power of Attorney, Manish can help.
Manish has more than 25 years of wealth management experience in Canada and the UK. He holds a Bachelor of Law degree (LL.B), is a Certified Financial Planner (CFP) and is working towards his Trust and Estate Practitioner (TEP) designation to further strengthen his industry knowledge and expertise.
Manish has a deep understanding of priorities and needs of wealth advisors and delivers well balanced advice by staying abreast of product, industry, investment, tax and legislative developments. With a career focused on building client relationships, he brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. He is dedicated to providing assistance in the preservation, management and transfer of wealth between generations by providing solutions to implement clients’ estate, trust and philanthropic plans
Andrew Sipes, CLU, CFP®
Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
Andrew loves the insurance business. It’s not the products, it’s the opportunity to learn about you, your family and your life as a whole and how insurance may help you to reach your most cherished goals. That accounts for Andrew’s core purpose: to focus on people and provide the optimal solution for their unique circumstances.
Fundamentally, Andrew is an educator. He says, “If I hadn’t chosen the insurance business I would probably be a teacher. As an Estate Planning Specialist, my role is to educate clients on which situations these products are for, and how you make them work.” It is not about the sale. It’s about helping people discover an insurance solution that works for them, if any. It’s always about people, not product.
Andrew has been an Estate Planning Specialist since 1993. He lives in Toronto with his wife, daughter and their dog. An amateur boxer until 1992, he was the Ontario middleweight champion. Now he’s an avid squash player and fisherman.