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We take a plain-speaking, forward-thinking approach to managing your wealth. It's about saving you time and money, while providing you with complete financial peace of mind. Below are just a few of the ways we provide unparalleled service to help accomplish just that.
When it comes to portfolio construction, our team doesn’t limit itself to the traditional asset allocation of stocks, bonds, and cash. Leveraging 30-plus years of experience, Brad visits top money managers across the nation to research alternative investments and recommend only the best for the portfolios we manage. Compared to more standard portfolio designs, a well-constructed portfolio with alternative investments aims to provide you with a better opportunity to grow your wealth, increase performance consistency, and minimize risk. They require a deep understanding of the markets, additional time and effort, and a relentless drive to deliver beyond the expected. It isn’t easy, but it’s the right thing to do.
A statement of account isn’t enough to show you how much we care. That’s why we personally invest our time, expertise, and industry knowledge into our Keeping in Touch reports – a quarterly report that supplements your monthly statements with in-depth updates, market commentary, and your performance details. Expect handwritten notes from our team that address your unique financial situation with tailored recommendations. These reports, and our regular follow up meetings, are just two of the ways we provide peace of mind, because regular contact is important to us.
When you entrust us with your hard-earned wealth, we consider it our duty to share the work we’re doing behind the scenes to help it flourish. Brad's weekly eNewsletter does just that, providing you with team updates, market outlooks, and world-class insights from industry leaders. This isn’t your everyday newsletter – this exclusive, tailored content from Brad, is designed to address your everyday concerns and spark meaningful conversations between our team and our readers.
We create tax minimization strategies that are tailored to you and your portfolio. By investing in companies with great potential now, and in the future, you just may end up owning them for a lifetime. This compounds your growth and increases your dividend yield – keeping more of your money and paying less to the CRA. In comparison, our industry uses a lot of “one size fits all” strategies. This is not our style. We find these investment strategies may not take your personal tax circumstances into account, and may trigger larger than necessary annual tax bills. Paying less tax now leaves you with more wealth to compound, and therefore more growth for you over the long term. It can make a very big difference in the end.
We tailor your investment solutions to align with your tax plan. Two such investment categories are high quality dividend-paying companies and diversified investment products such as Total Return Index Exchange Traded Funds (which convert all income into future capital gains – receiving all dividends and interest but not paying any tax until you sell this investment).
We focus on keeping your costs low, and wherever possible we will design these costs as a tax write off for you on your annual tax return. These are just three of our strategies to help enhance your after-tax returns, and keep more of your investment growth in your pocket.
Whether you plan on selling your business, transferring it to family members, or structuring a buyout, we coordinate with your trusted professionals, and our RBC team, to design your financial plan, maximize your after-tax income streams, and help you estimate how much wealth you will need for retirement. It is more than simply considering your selling price – it’s about the after-tax funds you retain from your sale. Leveraging decades of expertise, our aim is to help you plan early, provide expert advice, and offer best-in-class solutions to ensure that you achieve your personal and professional goals. This includes strategies such as multiplying your capital gains exemptions to reduce – or eliminate – the capital gains tax on your sale. And after the sale, we continue to work with you to implement your written strategy to build, preserve, and enjoy your wealth.
