Financial Planning Consultant
Jeff has a career of over 20 years in the financial services industry starting back in 1989 with RBC. His experience includes working at two other large financial service providers specializing in planning for high net worth and high income earning individuals and their families.
Jeff's works along with Vince to provide you with a comprehensive plan, outlining your current situation, long term goals and the steps it will take to get you there. He has the ability to provide forecasts and projections that take into account a number of factors and that will provide you with a peace of mind. With the strength and experience of RBC DS, the complete range of financial and investment services are taken into consideration while your financial plan is being developed.
Estate Planning Specialist
James Kopp is a valuable member of our team specializing in helping our clients create and preserve wealth. James employs a comprehensive process to assess clients' needs and recommends creative strategies utilizing insurance to help them achieve their objectives while minimizing their tax implications. For more complicated situations, James and Vince will consult with your accountant and lawyer to develop the most tax efficient solutions.
In addition to looking at your income replacement needs, James will also review your estate plan, corporate structure and succession plan in providing his recommendations. To help in this endeavour, James has access to insurance solutions from the top-ranked insurance providers in Canada. With over ten years experience in the financial services industry, James has the ability to look after all your insurance needs by using solutions that include life insurance, disability, critical illness, and long-term care.
Doreen Costantini, CFP, CIM, CLU
Financial Planning Specialist
Doreen has been in the financial services industry since 1988, both as an advisor and as a wealth planning analyst, providing high-net worth clients with more complex financial plans. Prior to joining RBC, Doreen provided comprehensive financial planning guidance and advice to executives, business owners, professionals and high net worth families.
Working together with Vince, Doreen assists our clients in all areas of their wealth by using a holistic approach to Financial Planning. These plans evaluate such things as the sale of a business or property, changing share structures, business succession or the most efficient way to draw income.
Donald D. Bell, B.A., LL.B., CFP, R.F.P., TEP
Will & Estate Consultant
One of the areas most often neglected in a financial plan is the estate plan. For our high-net worth clients, a review of their estate plan including their wills, powers of attorney and health care directives is part of the process. Working with Vince, Don informs and educates our clients on their current estate plan and provide suggestions where restructuring may be in order. Taking this information to your lawyer may save you time and money while providing you with peace of mind that comes with receiving a ‘second opinion' on your estate structure.
A graduate of the University of Winnipeg, Donald Bell received his Bachelor of Laws degree from the University of Manitoba, and was called to the Manitoba Bar in 1984. Donald is a practicing member of the Law Society of Manitoba and has also earned the Registered Financial Planner (R.F.P.), Chartered Financial Planner, Certified Financial Planner (CFP), and Trust and Estate Practitioner (TEP) designations.
Donald is a member of the Society of Trust and Estate Practitioners (STEP), the Institute of Advanced Financial Planners and the Financial Planners Standards Council (FPSC). He has taught regularly for the CSI Global Education Inc. (formerly known as the Institute of Canadian Bankers) on various planning and compliance matters. He has spoken at many industry gatherings including the Strategy Institute and the C.A.F.P. Annual Conventions on investment, estate, financial planning, and insurance matters. In addition, he has spoken at numerous public seminars on these topics.