Todd Christensen, CIM

Vice President, Portfolio Manager And Investment Advisor

705-444-6184 | Email me

As an established advisor and team leader, Todd specializes in working with business owners, professionals and retirees to build a quality lifestyle. Since 1997, Todd has been building wealth management solutions for high-net-worth individuals at RBC Dominion Securities. In addition to his various professional designations, Todd belongs to a select group of advisors approved by RBC Private Investment Management to conduct Discretionary Wealth Management. This allows him to make daily investment decisions for his clients, so they may be liberated from the complex, time-consuming aspect of their wealth Planning.

The goal behind each skill Todd acquired and every step of his client process is to create time and opportunity for his clients to enjoy their wealth. Certainly, Todd himself is a standing example of this life approach. Living in Collingwood with his wife, son and daughter, Todd belongs to the local Rotary Club and spends his leisure time skiing, playing tennis, mountain biking, boating and backpacking. Everyone has an ideal lifestyle. Todd's aim is to help you attain yours.

Gladys Joyce

Associate Advisor

705-444-8563 | Email me

Gladys has been working in the investment industry with RBC Dominion Securities since 1997. Committed to a high level of client service,Gladys is responsible for assisting clients with day-to-day administrative needs.  It is Gladys's commitment to service and attention to detail which allows Todd to focus on advisory services with the comfort of knowing that our client's administrative needs are looked after.

Gladys enjoys traveling, having visited many countries around the globe. 

Nicole McMullin


705-444-2676 | Email me

Nicole has six years investment industry experience and over twenty years of client service experience. Nicole lives in Nottawa with her husband Tom, their son James, and their lovely Golden Retriever, Burton. Nicole holds two diplomas from Georgian College of Applied Arts & Technology, and is a licensed Investment Representative. Nicole is actively involved with the Ladies Auxiliary at the Royal Canadian Legion Branch 63 in Collingwood. Nicole enjoys the active lifestyle our community has to offer; you may find her on the trails of Three Stage on her mountain bike, or the winding roads of the Niagara Escarpment on her road bike. Nicole assists Gladys with all of your account administrative needs, and is committed to providing a high level of client service.

Extended Team

Scott VanEngen, CPA, CA, CFP

Financial Planning Specialist, RBC Wealth Management Services Inc.

Scott brings his 25 plus years of financial services experience to the clients he meets, including 18 years in public practice with a local CA firm.  He has worked with clients in the areas of tax, estate and business strategy including family business succession planning.

To help you properly coordinate your financial matters and optimize the unique opportunities available to you, we are pleased to offer you our highest level of financial planning.  Personally prepared by Scott, your comprehensive Financial Plan will provide recommendations specific to your situation.  Your plan will consider strategies to maximize your cash flow, reduce taxes, ensure your retirement lifestyle, protect your financial security, transfer wealth to the next generation tax-efficiently and make the most of your philanthropic legacy.  In appreciation of your business, we are pleased to offer this service to you on a complimentary basis. 

Chris Machan, CFP, FMA, FCSISI

Financial Planning Consultant, RBC Wealth Management Services Inc.  

Chris graduated with a Business Management Financial Services diploma prior to joining the financial services industry in 2003. He has also successfully achieved the designation of Certified Financial Planner (CFP), Financial Management Advisor (FMA), as well as Fellow of the Canadian Securities Institute (FCSI).

Prior to joining RBC Dominion Securities, Chris worked as a Banking Officer with a Canadian chartered bank as well as a Financial Advisor with a large wealth management firm. His experience includes providing financial planning services to clients, including credit, investment, retirement planning, tax planning and estate planning advice.

Chris believes financial planning is extremely valuable in helping clients achieve their goals for overall long-term financial well-being. Chris' role is to work with, and support your advisor in preparing and presenting comprehensive financial plans.

Colin Ardill
Insurance Specialist, RBC Wealth Management Financial Services Inc.

Colin sees insurance planning differently. It’s not only protection that’s needed during income earning or business building years. It’s an essential part of a wealth management and growth strategy.

Colin’s passion is in helping clients understand their situation from an insurance professional’s perspective. Using a comprehensive, 3-dimensional approach, Colin looks at what’s important to a client. Whether it’s transferring wealth to the next generation, spending with confidence in retirement, or for the business owner, growing and protecting assets, Colin understands that every situation is unique and requires the expertise of an insurance planning professional.

For both personal and corporate situations, Colin’s team works alongside clients and their advisors to help increase net worth, reduce the impact of taxation and secure wealth.

The end result? Plans that are by design, and not default.

Garry T. Bard, B.A (Hons.), LL.B, TEP

Will & Estate Consultant, RBC Wealth Management Services Inc.

Garry was called to the Ontario Bar in 1987.  He has experience practicing estates law in private practice as well as with various financial institutions.  Garry's legal experience spans over 35 years and his law practice focused on providing proactive planning advice to both individuals and businesses with estate and succession planning concerns.

In appreciation of your valued business relationship with us, we are pleased to offer you a complimentary Will & Estate Planning consultation with Garry Bard. 

Garry works closely with us to provide you with information on structuring your estate in an efficient and tax-effective manner.  Following your meeting, Garry will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.