Meet Our Seasoned Professionals
Abby Kassar, CA, CFP, TEP
High Net Worth Planning & Business Owner Specialist
Abby is a Chartered Accountant and has a Bachelor in Economics and Commerce from the University of Toronto. She completed the In-Depth tax courses I and II and the Canadian Securities Course. She is also a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP) and a Certified Financial Planner (CFP).
Prior to joining RBC, Abby worked in a medium sized accounting firm assisting business executives and high net worth clients with their tax planning and estate planning. She worked closely with owner-manager shareholders to assess and recommend the best tax planning strategies, the best corporate structure and the most suitable succession plan.
Abby specializes in tax and estate planning for high-net-worth and ultra high-net-worth families. If it makes sense for your situation, you will meet with Abby to identify strategies and solutions on structuring your affairs in a manner that addresses your overall wealth planning needs. Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts
For almost ten years, Abby has provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. She has written articles on various topics including charitable donations, executive compensation, tax planning and retirement planning - which you have access to at anytime as a client.
Andrew Sipes, CLU, CFP
Vice-President and Estate Planning Specialist
Andrew loves the insurance business; it’s not the products, it’s the opportunity to learn about you. Learning about people, their families, about their lives as a whole and how insurance may help you to reach your most cherished goals. That accounts for Andrew’s core purpose: To focus on people and provide the optimal solution for their unique circumstances.
Fundamentally, Andrew is an educator. He says, “If I hadn’t chosen the insurance business I would probably be a teacher. As an Estate Planning Specialist, my role is to educate clients on which situations these products are for, and how you make them work.” It is not about the sale. It’s about helping people discover an insurance solution that works for them, if any. It’s always about - people not product.
Andrew has been an Estate Planning Specialist since 1993. He lives in Toronto with his wife, daughter and their dog, Bob. An amateur boxer until 1992, he was the Ontario middleweight champion. Now he’s an avid squash player and fisherman. Our Professional Commitment
Simply put, you deserve to Get the most out of lifeTM – this is why we exist. It’s important that you get the best advice, service and assistance possible.
RBC Wealth Management Financial Services Inc. offers a team of highly qualified professionals and accredited Estate Planning Specialists / Financial Security Advisors that focus on strategic insurance solutions. Offering independent knowledge and advice to deliver and execute key solutions for your personal and corporate insurance needs, they collaborate with those from among the best internal and external resources, including Canada’s leading insurance suppliers. Whether related to the creation, protection or transfer of wealth, they will partner with you, your RBC advisor(s) and your other professionals to assess your wealth management needs and deliver comprehensive solutions.
Our ability to add value comes down to one thing: our relationships, with you, our valued clients. We are passionately dedicated to helping you build your wealth and live the way you want.
Financial Planning Specialist
Ted is a Bachelor of Commerce graduate from the University of Toronto and a Certified Financial Planner. He began his career at fee-based financial planning companies servicing affluent clients ranging from corporate executives, small business owners to professional athletes. Ted also holds designations as a Financial Management Advisor, Trust and Estate Practitioner and is a Fellow of the Canadian Securities Institute. Ted's focus is on providing financial planning services for our clients.
Ariel C. Guigui, B. Adm, LL.B, TEP
Will & Estate Consultant
Ariel graduated from the University of Ottawa with a degree in Business Administration in 1992, and from the Faculty of Law in 1994 where he served on the editorial board of the Law Review. He was called to the Ontario Bar in 1996. Prior to joining RBC Dominion Securities, Ariel spent 5 years teaching Real Estate Law and Estate Law at Cité Collégiale in Ottawa. For the previous 12 years, Ariel held several positions at a major trust company, culminating in the role of Trust Manager.
Ariel is a member in good standing of the Law Society of Upper Canada, and the Society of Trust and Estate Practitioners (Canadian chapter). His significant practical experience in estate planning and administration allows him to offer valuable guidance during the creation of your estate plan.
Think of my team as a one-stop-shop offering you the best that RBC can offer.
Coming from a diverse RBC background, I have carefully assembled a team of banking professionals who work collaboratively to deliver the key solutions you need – key members of my team including partners from RBC personal banking, commercial banking, small business banking, and private banking, offering you a full suite of banking options and a sophisticated range of credit tools.
All meetings with these extended team members are encouraged as joint meetings in an effort to remain on the same page and work together with your best interests in mind.