Our Commitment to Providing Value

As part of your all-inclusive fee, we are pleased to offer you a wide range of investment and wealth management services.


  • Explore your current financial situation, portfolio and investment objectives

  • Establish your investment and wealth management goals

  • Determine your tolerance for risk and market fluctuation


  • Develop your individual Investment Policy Statement

  • Build customized portfolios designed to meet your investment goals

  • Establish you needs for tax, estate, insurance and charitable gift planning

  • Provide research, commentary and information on specific holdings, markets or economies

  • Collaborate with your existing professional advisors, such as lawyers and accountants, to integrate your investment plans

  • Introduce, as appropriate, a full suite of services from our RBC partners

Enhanced Wealth Management Services

  • Access the expertise of our RBC Wealth Management Services team, which incluedes highly accredited lawyers, accountants, and financial planning specialists

  • Comprehensive financial planning (Compass Financial Plan)

  • Family Snapshot Wealth Management Opportunities Report

  • Will and estate consulting

  • Insurance-based wealth enhancement assessment

  • Business succession planning

  • Corporate re-organization advice

  • Family wealth management

Investment Solutions

  • Proprietary and third-party investment products, including mutual funds and portfolio services

  • Global and North American equities, including stocks, preferred shares, income trusts and more

  • Canada's largest inventory of fixed-income and money market instruments, including T-bills, GICs, government bonds and corporate bonds

Investment Portfolio Services

  • Ongoing personal advice

  • Buy/sell recommendations

  • Scheduled portfolio reviews

  • Portfolio monitoring

  • Porfolio rebalancing

  • Safekeeping (custody costs waived)

  • Multi-currency, non-registered account functionality

  • Automatic contributions and withdrawals, if need

  • Automatic mutual fund purchase or redemtion plans

  • Electronic funds transfers

  • Registered estate processing, tax reporting and T3 returns

  • Old certificate current status and value research

  • Interest on cash balances


  • DS Online private client website, providing secure 24/7 account access, exclusive investment research, quarterly market outlook, RBC Economics quotes, customized Watchlists and more

  • Consolidated view of all your RBC accounts and ability to transfer funds between accounts through DS Online

  • Paperless eStatements through DS Online to reduce your paperwork and help us help the environment, including a seven-year archive starting with your October 2007 statements

  • Quarterly account statements (or monthly when there is trading activity in an account)

  • Annual consolidated tax reporting, including dispositions with book costs

  • Quarterly performance reporting

Research and Information Services

  • RBC Wealth Management Services Library of publications and articles on a wide range of tax, retirement and estate planning topics

  • Access to the broadest research in Canada for domestic and global markets, including RBC Capital Markets, Standard & Poor's, Valueline, JP Morgan, and independent Veritas exclusive to RBC Portfolio Strategy Quarterly, Morning Market Comments, Wealth Management Review, etc.