Mike Macoun, CLU, CHS
Estate Planning Specialist
Mikes relationships with top-ranked insurance companies are a great asset when working to secure your wealth. Specializing in estate planning, Mike provides solutions to various wealth management issues, and can focus on both personal and corporate solutions to help increase your net worth and reduce the impact of taxation today and at death.
Mike entered the financial services industry in 1988 with a major Canadian insurer in its executive training program. Following his initial success there, he opened his own financial planning practice in Calgary in 1995, specializing in estate planning and employee benefits planning for individuals and business owners. In 1997, Mike formed a partnership with one of the largest independent mutual fund providers in Canada, and became a partner/manager in their Estate Planning Department for Western Canada.
Mike is an active member of both Advocis (The Financial Advisors Association of Canada) and CALU (Conference of Advanced Life Underwriting). Additionally, he has obtained the Chartered Life Underwriter (CLU) and Certified Health Insurance Specialist (CHS) designations.
Kelly Kotello, BComm, CA
Financial Planning Specialist
Kelly is a Chartered Accountant (CA) with over ten years of post designation experience. Kelly completed her Bachelor of Commerce degree (major in Accounting) at the Haskayne School of Business at the University of Calgary. She has also completed Level 1 and 2 of the CICA In-Depth Tax Course. Prior to joining RBC, she was a tax manager at one of the leading international public accounting firms. Kelly specialized in providing tax preparation and tax planning to individuals, owner managers, corporate and high net worth clients.
Kellys role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans which will provide recommendations specific to your situation. Your plan will consider strategies to maximize your cash flow, reduce taxes, ensure your retirement lifestyle, protect your financial security, transfer wealth to next generation tax-efficiently and make the most of your philanthropic legacy.
John Simes, JD
Will and Estate Consultant
John attended the University of Manitoba and received a Juris Doctor in 2002. Prior to joining RBC, John worked with a prominent national law firm and a large trust company where he gained extensive experience in estate administration, Wills, trusts, powers of attorney and personal directives. John is a member of The Law Society of Alberta, The Canadian Bar Association and The Calgary Bar Association.
John will work closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner. Following a meeting, John will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
Jeff Unruh, CFP
Financial Planning Consultant
Jeff has been in the financial planning industry since 2000 providing tax and financial planning services for both individuals and business owners.
As a Certified Financial Planner (CFP), Jeffs focus is on understanding your current financial situation and objectives to identify strategies to help you achieve your life goals. Your personalized Financial Plan will provide specific recommendations focused on your particular needs, including cash flow, tax strategies, investments, retirement, and estate planning and will ultimately assist you in maximizing your situation and achieving your goals. This personalized report should serve as a roadmap to help you make financial decisions in the future.
The best results are achieved working in partnership with a team of professionals with expertise in other areas related to the management of your wealth. This includes legal, accounting, private banking, personal banking and commercial business banking professionals.
If you have an existing relationship with professionals in these areas, we are happy to work with them to ensure we are all on the same page.
If you require a referral we are happy to offer you access to our extensive professional network.