Build your business and personal wealth with expert advice

Owning and operating a successful company commands a lot of time and attention. Every day, you make critical decisions that affect the financial health of your business. So, you know how important it is to have the best possible services and products to help effectively manage your finances — we can help.

  • Our business owner solutions can be ideal if you need help:
  • Managing business and personal assets separately but efficiently
  • Investing, preserving and maximizing surplus cash
  • Designing a succession plan for a smooth transition
  • Creating diversified, tax-efficient income with the sale proceeds
  • Protecting against the sudden loss of a key employee using insurance solutions
  • Safeguarding personal and business assets from adverse events
  • Building employee loyalty with employer-sponsored retirement plans

After successfully building up excess cash inside your corporation, there are several options to consider. Please review this decision tree link for an organized thought process before you take action.

Decision Tree for Addressing Surplus Cash in a Corporation

Taxation of Investment Income in a Corporation

Preparing Your Operating Company for Future Sale

Owning a business presents opportunities and challenges for tax,retirement and estate planning. On the one hand, keeping your business structure simple makes things less complex and less costly to operate. On the other hand, a more complex structure may allow you to better minimize your tax on an ongoing basis and also allow you to minimize the taxes payable in the future if you eventually sell your business to a third party.This article is the first in a four-part series intended to highlight key strategies to consider at different stages of your business. It isn’t exhaustive but it may help you gain a deeper understanding of some often strategies you are already using or that might be suggested to you.Part 1 introduces some tax planning strategies to consider when you are operating your business as a going concern. It assumes you have no immediate plans to sell but that you may consider selling in the future.

Part 1:  Sale of Your Business

Part 2:  Planning the Sale of your Business

Part 3: Year of Sale of Your Business

Part 4: Year After you Sell your Business