The “why”
At the core of my practice is a commitment to bringing my knowledge and experience to my client’s wealth journey, to help guide them in making sound financial and investment decisions. For me, it all boils down to the intersection of people and life. My primary goal, and that of the firm’s, is to customize each client’s financial plan to align with their needs. I consciously make a sincere effort to learn about your family relationships and dynamics to help understand your “why.” To foster the most effective service offering, I also nurture relationships in the community, with other service providers such as accountants, lawyers, realtors, insurance agents, mortgage specialists and elder-care providers, to name a few.
The “how”
I am dedicated to helping clients being strategic with how they grow and protect their net worth. An in-depth analysis of one’s current cash flow and future budgets is where we begin – while I admit it is not always as exciting as investments, it is the most underrated personal finance exercise. We then review the impact of tax on one’s cash flow, and if there are alternative ways to make your finances more tax-efficient. We can then move on to the investment review, to complement the cash flow needs we uncovered earlier. It’s possible you don’t need to be aiming for a 10% return to meet your goals, if based on your assets and cash flow, a minimum of 4% would be sufficient. The final leg is estate planning, coordinated with our experts and your lawyer.
My story
I graduated with a Bachelor of Commerce from York University in 2008, and subsequently embarked on a career in finance at one of the “Big Five” Canadian banks. Over the past 10 years, I have advanced my expertise in financial planning and investment management with certifications, including the Certified Financial Planner (CFP), Certified Investment Manager (CIM) and Certified International Wealth Manager (CIWM) designations.
I joined RBC Dominion Securities in 2019. I have been featured on the Business News Network (BNN) and interviewed on the radio, as well as quoted in print media. On a personal note, my lovely wife and I have a boy and girl – Amelia and Nolan. When not busy running after them, you can find us planning vacations to help them discover the world. Along with volunteering for various charitable endeavors, I also lectured in finance at my alma mater to undergraduate students.
Family and friends have described me as having a passion for helping individuals build their wealth with tools that will add value to your financial journey. Let’s get started with a conversation – feel free to contact me today.
