Financial Planning Consultant
Chris Machan is a Certified Financial Planner (CFP), Financial Management Advisor (FMA), and Fellow of the Canadian Securities Institute (FSCI) with an extensive background in personal wealth management. Chris specializes in working with clients to identify issues and provide recommendations that address cash flow, tax strategies, investments, retirement, and estate planning. As a valued member of Michelle DeGeer’s extended team, Chris provides support in the creation of comprehensive financial plans, helping clients reach their long-term objectives.
Estate Planning Specialist
Colin Ardill is an integral part of the RBC DS team who supports clients in their personal and professional wealth management needs. He excels into finding innovative ways to incorporate insurance solutions into financial plans, employing these solutions as a means to optimize financial security, reduce the impact of taxation at death, and ensure optimal intergenerational wealth transfer. Colin works with Michelle DeGeer to create personalized, effective insurance elements within each client’s comprehensive financial plan and is a valuable member of our extended team.
Will & Estate Consultant
Kelly Rivard earned her law degree in 1993 was called to the bar in 1995. Specializing in estate litigation and planning, Kelly joined RBC in 2003 and received her Certified Financial Planner (CFP) designation in 2008. She is a member of the Society of Trust and Estate Practitioners as well as the Upper Canada Law Society. As an integral member of Michelle DeGeer’s extended team, Kelly assists clients in structuring their estates in an efficient and tax-effective manner. Kelly’s experience in both law and finance are of great benefit to clients, adding value to their personalized financial plan.
Financial Planning Specialist
Janice Walsh is a Chartered Professional Accountant (CPA), Chartered Accountant (CA), Certified Financial Planner (CFP) and a member of the Society of Trust and Estate Practitioners. She holds a BBA from Wilfrid Laurier University, as well as Chartered Life Underwriter and Chartered Financial Consultant designations. As a member of the RBC DS team, Janice specializes in financial planning with a focus on taxation strategies and solutions. She is also extremely skilled in issues relating to cash flow, intergenerational wealth transfer, retirement and philanthropic giving.