Wealth Management Philosophy
Our Wealth Management Approach
Professional Wealth Management Since 1901
We firmly believe that wealth management solutions start with you. Wealth Management is a comprehensive approach to help you achieve your personal and financial goals.
Michael's wealth management approach is designed around you. We follows a six-step process and our solutions are individually tailored towards your needs. We develop solutions with a team-based approach and work together with other trusted professionals to provide the most comprehensive solutions.
Growing assets: The development of strategies that will help you to achieve your key financial objectives, including planning for retirement, funding an education, or preparing for a major purchase.
Creating an income stream: Leveraging strategies to reduce annual taxes and help you to maximize your after-tax retirement income. This also involves determining which types of income to use and how to best utilize your assets.
Maintaining assets: By helping you to manage risk to protect your financial well-being, we can help provide you with peace of mind, maintain your independence, and preserve both family harmony and your current lifestyle.
Creating a legacy: In assisting you to plan your estate with the help of the firm’s internal resources and our professional network, we can help you to create a legacy for your family or favourite charity, while addressing tax obligations and debts.
We understand that investments are only a small part of your overall plan to:
- Enjoy your wealth
- Save for retirement
- Help with a loved one’s education
- Create a legacy through charitable gifts
- Build and transfer your estate
A comprehensive financial plan is built from a detailed analysis of your current situation and explores opportunities that will ensure you are on the right course. With the help of our accredited financial planning expert, our team will provide you with a plan that maps out tax-efficient strategies to achieve your goals.
For many of our clients, implementing tax-effective strategies to maximize their wealth is an important part of their wealth management plan. With the complimentary services of our dedicated financial planning expert, we help:
- Preserve our clients’ current wealth
- Maximize after-tax retirement income
- Integrate business and personal tax strategies
- Protect the value of their estate for the future
Integrating insurance solutions into a wealth management plan is about more than a life insurance policy. Depending on each client’s unique situation our insurance specialist can develop strategies that:
- Protect your wealth from the unexpected financial burden of illness or accidents
- Benefit from personal and corporate tax savings
- Build wealth for your estate or a charitable contribution
- Minimize the impact of taxes on your estate
Will and Estate Planning
Our Will and estate experts can help simplify the complex estate planning process so you don’t have to make any compromises to your legacy. With a complimentary consultation, our team can help address your estate planning concerns and objectives, and recommend the steps you need to take to achieve your goals. Whether it’s updating your Will or creating one from scratch, establishing a trust for your loved ones, or setting up a charitable foundation, we can incorporate tax-efficient strategies to your plan.