Our approach
The Omstead Snoei Wealth Management Group of RBC Dominion Securities take an uncomplicated but time proven 4 step approach.
Step One – Discovery/Fit
Our discovery process allows us to learn about each other. We can gain a deeper understanding of your individual financial circumstances, needs, and goals, while giving you an opportunity to learn about who we are and what we do for our clients. The most important step in terms of developing long-lasting, mutually beneficial relationships is through identifying if there is a ‘fit’.
Step Two – Strategic Analysis
With a thorough understanding of your financial circumstances, personal goals and profile as an investor, we are able to identify your personalized investment strategy – the guiding principles for how your investments will be managed.
Step Three – Building your portfolio
We determine an appropriate mix between stocks, bonds, and cash for your customized portfolio, working together with our firm’s investment strategists and research analysts.
Step Four – Continuous Monitoring & Service
We will monitor your portfolio and, from time to time, recommend changes to reflect current market conditions. We continually review your portfolio with you on a regular basis to ensure it continues to meet your needs.
Guidance for Each Stage of Your Life
Your situation changes, financial markets change and the factors that determine investment success can also change. Your wealth management strategy needs the flexibility to anticipate and respond to these changes. That's why we are committed to guiding you through each stage of your life to help you meet your objectives:
Stage 1: Accumulating wealth (Growing assets)
We develop strategies to achieve your key financial objectives, including planning for retirement, funding a child's education or preparing for a major purchase.
Stage 2: Protecting wealth (Maintaining assets)
We help you manage risk to protect your financial well-being, maintain your independence, enhance your lifestyle and preserve family harmony.
Stage 3: Converting wealth (Creating an income)
We find ways to reduce your annual taxes and maximize your after-tax retirement income. We determine which types of income to use and how to best utilize your assets.
Stage 4: Transferring wealth (Creating a legacy)
We plan your estate in conjunction with your other advisors. We help create your legacy for family and charity, while addressing tax obligations and debts.
Meeting Your Needs
Our wealth management solutions extend well beyond investment advice and money management. From investing-to using insurance and tax strategies to build, protect, maximize and transfer your wealth-we can help meet all aspects of your financial situation throughout your lifetime.
Investing and Portfolio Management
Invest for growth, income and wealth preservation using proven investment strategies, custom solutions and a full range of investment products.
Retirement Planning
Build your nest egg, protect your savings and maximize your income with strategies and solutions designed for each stage of your life.
Business Planning
Invest on behalf of your company and access important solutions and strategies that can help manage your business risk.
Not-for-Profit Organizations
Help fulfill your organization's mandate through our investment management, planned giving, custody and administration, and other solutions.
High-Net-Worth Portfolios
Access the discretionary service, customized solutions and personal assistance you need to successfully manage your assets.
Estate Planning
Protect your estate's assets and maximize the wealth you pass on through key insurance strategies, charitable giving solutions and more.
