When a higher level of expertise in a particular area is appropriate, Luke can call on the experience of several specialist employees at RBC Dominion Securities, including: Mary Isenor (a Chartered Accountant and Certified Financial Planner), Sharon Avery (a lawyer and Will & Estate Consultant) and Paul Dejager (an Estate Planning Specialist). Luke may consult with these specialists when designing and implementing wealth management solutions for clients. In select situations, existing clients may be invited to meet directly with one of these individuals. Please feel free to ask Luke about when the services of these individuals would be most beneficial.
Mary Isenor, Financial Planning Specialist
Mary received her Bachelor of Science from Dalhousie University in 1988 and her Bachelor of Commerce from Saint Marys University in 1990. She is a Chartered Accountant and has completed and tutored the Canadian Institute of Chartered Accountants In-Depth Tax Course.
Prior to joining RBC in 2008, Mary was providing professional services to individuals and their owner-managed entities, specializing in tax planning. During her career, Mary has been employed by two of the large public accounting firms where she advised on the tax consequences of mergers, reorganizations along with estate and trust planning.
Mary works with Luke to prepare and present comprehensive Compass Financial Plans for clients.
Sharon Avery, LL.B, Will & Estate Consultant
Sharon was in private practice with a large regional firm, and practised in the areas of Medical Defence, Health Law, Estate Litigation, Wills, Estates and Trusts prior to joining RBC Dominion Securities.
Sharon is a member of the Canadian Bar Association and the Halifax Estate Planning Council. She currently serves on the Board of Governors of Mount Saint Vincent University and on the Canadian Bar Associations National Standing Committee for Equality. Sharon has volunteered with numerous charity and community organizations over the years. She chaired Mount Saint Vincents Project 2012 capital campaign Business and Tourism Committee and has served on Boards for many charities including Dalhousie Legal Aid Clinic, Spina Bifida Association and Crime Stoppers Nova Scotia.
Sharon's role is to work closely with Luke to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, Sharon will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
Paul Dejager, B.Sc., MBA, CPF, CLU, Estate Planning Specialist
Paul began his career in the financial services industry in 1998 and has extensive experience working for several major Canadian life insurance companies. Specializing in working with business owner clients and the affluent High-Net Worth, Paul offers unique and customized insurance based solutions to meet your needs.
Focused on continual learning, Paul obtained a Bachelors degree (B.Sc.) from Dalhousie University and a Masters in Business Administration (MBA) degree from St. Marys University. He has also attained a number of industry accreditations including the: Certified Financial Planner (CFP), Chartered Life Underwriter (CLU) and the Certified Health Specialist (CHS) designations. Paul is also a member of the Conference for Advanced Life Underwriting (CALU) and ADVOCIS, The Financial Advisors Association of Canada, which is the oldest and largest voluntary professional membership association of financial advisors and planners in Canada.
Victoria Oliver, B.B.AAssociate
Victoria has been with RBC Financial Group since September 2013. Since completing her Bachelor of Business Administration from Memorial University, Victoria has worked at RBC Royal Bank as a Client Advisor and RBC Dominion Securities as Branch Operations Assistant / Administration support. After successfully completing the Canadian Securities Course, Victoria has become as Associate to Luke O'Brien at RBC Dominion Securities. Victoria is responsible for the administrative tasks related to client accounts and inquiries while providing the highest quality of client service.