Mark Chan, CPA, CA, CFP
Vice President, High Net Worth Planning Services, Family Office Services, RBC Wealth Management
Mark specializes in tax, estate and retirement planning for high-net-worth and ultra-high-net-worth families. He also assists individuals facing significant life events (i.e., sale of a business, financial windfall, retirement, death in the family, immigration to or emigration from Canada, marriage or divorce, etc.).
Prior to joining RBC, Mark worked at a boutique wealth management firm where he focused on Canadian tax, U.S. tax and comprehensive wealth planning to business owners, executives, retirees and professional athletes. He also spent over a decade in public accounting practice rendering tax planning, research and dispute resolution services.
Mark is a Chartered Professional Accountant (CPA, CA) and Certified Financial Planner (CFP). He holds Master of Accounting and Bachelor of Mathematics degrees from the University of Waterloo.
Wealth Planning Consultation
Mark works closely with your RBC advisor to identify strategies and solutions on structuring your affairs in a manner that addresses your overall wealth planning needs, which you would then discuss and implement with your accountant or lawyer.
Jennifer Janeczko, M.Tax
Financial Planning Specialist, Family Office Services, RBC Wealth Management
Jennifer Janeczko completed her Masters of Taxation degree at the University of Waterloo in 2004 after completing a postgraduate diploma in Financial Planning from Wilfrid Laurier University in 2001.
Prior to joining RBC in 2015, Jennifer gained a unique understanding of planning for the owner-manager through various roles within the insurance and accounting industries. Her professional experience includes working extensively with high net worth individuals and their advisors dealing with estate and succession planning, corporate and personal tax, insurance planning, family trusts, private foundations and charitable organizations.
Jennifer has over 10 years of taxation experience, is a member of the Canadian Tax Foundation, sits on the board of directors of the Estate Planners’ Council of Hamilton and is a student member of the Society of Trust and Estate Practitioners.
Suzanne Schultz, CPA, CA, CFP, CLU
Vice-President & Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
Suzanne's focus is to protect and enhance family and business wealth. She is a trusted professional known for expert wealth management advice utilizing advanced, insurance-based tax and estate planning solutions.
Prior to RBC, Suzanne built her career at a major accounting firm and a boutique tax and estate planning firm. Along with professional designations, she has completed the CICA's In-Depth Tax Course. She was featured as an expert on BNN and HGTV's House Poor and has contributed to the Globe and Mail, National Post and co-authored 78 Tax Tips for Canadians for Dummies.
Suzanne uses her in-depth technical knowledge to carefully understand what can complicate your unique financial situation and collaborates with your other professionals to uncover where you might be exposed to excessive taxes and risk. This planning is essential for business owners, professionals, executives and those with charitable goals.
Sara Bond, BA (Hons), LL.B, LL.M
Will & Estate Consultant, Family Office Services, RBC Wealth Management
As a Will & Estate Consultant, Sara Bond provides comprehensive estate planning services which includes providing clients with an effcient estate plan. Sara is distinguished in her feld as an internationally recognized Trust and Estate Practitioner (TEP), a designation that displays her advanced knowledge and experience to identify and address developments in the trusts and
estates industry.
Following her call to the Bar, Sara has worked for major trust companies working in a variety of roles involving estate administration and estate planning. Prior to joining RBC, Sara’s last role was Senior Advisor- Planning and Advisory Services, where she advised clients on a variety of Wills, trusts, estate planning matters.
Sara obtained a Joint Honors Bachelor degree from York University, and graduated with a Bachelor of Laws from the University of Sussex, U.K. Sara has also completed a Master of Laws in taxation, from Osgoode Hall Law School, York University.
Sara is a member in good standing with the Law Society of Ontario, and is a member of the Ontario Bar Association, Trusts & Estates Law section.
Complimentary Will & Estate Planning consultation
In appreciation of your valued business relationship with us, your advisor is pleased to offer you a complimentary Will & Estate Planning consultation with Sara, a Will & Estate Consultant.
Sara works closely with your advisor to provide you with information on structuring your estate in an effcient and tax-effective manner. Following your meeting, Sara will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
To schedule a meeting with Sara Bond, please contact your advisor.
As a Senior Trust Advisor, Susan Macdonald serves clients throughout Western Ontario and is located in the Hamilton office. With a career focused on client relationships, she is dedicated to her clients and provides a personalized service tailored to their specific needs. She provides a wealth of knowledge relating to trusts and their administration. Susan has continued to deepen her knowledge and expertise with key industry designations such as Member, Trust Institute (MTI) and Trust and Estate Practitioner (TEP) designations.
Susan works with individuals, families and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a power of attorney, Susan can help.
With more than 20 years of industry experience, Susan brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. Susan understands that no two clients are the same and so together with her RBC Royal Trust partners she can find the solution that’s right for you.
Angus Fraser brings 18 years of financial services experience to his role as Private Banker in which he delivers services designed for business owners, wealthy families, executives and professionals who prefer to work directly with a trusted advisor and team that understands their unique needs.
Together with his team, Angus is able to develop deep personal relationships with his clients and their families. He will collaborate with a variety of partners throughout RBC to create and deliver tailored, personalized investment solutions, banking packages and complex credit structures. As per each client's unique circumstance, these packages may include specialized wealth management planning, business owner planning, estate planning and tax minimization strategies. Through this customized experience, his clients are able to simplify the many details of their financial lives and focus on what matters most to them.
Angus has received many performance awards throughout his career in financial services. He is a recent winner of the exclusive Regional Performance Award in Private Banking and for three years in a row has been one of the top Regional Managers in Canada at RBC.
Angus and his wife Mina reside in Oakville and have 1 child John. Angus is a life-long Oakville resident having grown up in South East Oakville attending Brantwood, New Central, Appleby College and OT. He is passionate about his community and has been an active coach with the Oakville Rangers Hockey Club for the past 7 years and supports other local charities and causes.