Financial Planning Specialist
Jennifer Janeczko completed her Masters of Taxation degree at the University of Waterloo in 2004 after completing a postgraduate diploma in Financial Planning from Wilfrid Laurier University in 2001.
Prior to joining RBC in 2015, Jennifer gained a unique understanding of planning for the owner-manager through various roles within the insurance and accounting industries. Her professional experience includes working extensively with high net worth individuals and their advisors dealing with estate and succession planning, corporate and personal tax, insurance planning, family trusts, private foundations and charitable organizations.
Jennifer has over 10 years of taxation experience, is a member of the Canadian Tax Foundation, sits on the board of directors of the Estate Planners’ Council of Hamilton and is a student member of the Society of Trust and Estate Practitioners.
Stephen Wiffen, CFP, CLU, CH.F.C.
Estate Planning Specialist
For 30+ years, Steve has helped families and business owners develop a framework using integrated wealth planning solutions. Clients and their advisors trust Steve’s ability and expertise to develop a solution based on client-centred needs and a values-based approach.
Steve examines insurance planning differently and recognizes that each client situation is unique. His approach is to plan first and then educate clients about their options, so they can make an informed choice best suited to their goals and objectives. Whether it be protection needed during income-earning/business-building years, the preservation of capital or ability to transfer accumulated wealth, Steve is there to help implement a solution that addresses your personal and corporate needs in a tax-efficient manner.
Evaluating the various insurance offerings from Canada’s top-ranked insurance providers, Steve will work together with your professional advisors to ensure your receive high-quality, cost-effective insurance solutions.
Will & Estate Consultant
Shannon worked in private practice for ten years before joining RBC in 2010. She specialized in the areas of Wills & estate planning, estate administration and real estate. Shannon graduated from the University of Guelph with a Honours B.A. and received her LLB from the University of Toronto in 1998. She is a Member of the Law Society of Upper Canada, the Canadian Bar Association Estates Section (Ontario) and the Oxford Law Society.
Shannon lives in Woodstock, Ontario with her husband and three kids.
Daniel Bertrand brings 12 years of financial services experience to his role as Private Banker, in which he delivers personalized, discrete banking, credit and financial counsel to select clients in Hamilton and Brantford. As a dedicated financial planner, Mr. Bertrand creates sophisticated banking packages and a full suite of personalized credit solutions for his clients and their families. He then draws on a team of RBC and external experts who assist with investments, commercial banking and domestic and international trust products to create a uniquely personalized banking experience for his clients.
To ensure personalized service and attention to detail, Mr. Bertrand works with a limited number of clients. This focused approach allows him to spend more time simplifying his clients' lives, working when necessary with his other professional advisors to deliver comprehensive, integrated financial solutions.
Mr. Bertrand holds the Personal Financial Planner (PFP) designation, which underscores the financial planning perspective he brings to his clients and holds a bachelor's degree with honours from Wilfrid Laurier University. Born in Montreal and raised in Kitchener, Mr. Bertrand is active in his community. Outside of the office he keeps busy with his wife and three young children.