Educational Articles

Here is a selection of articles that we think are pertinent to some commonly asked questions. If you have any further questions or some topics you would like to know more about, please do not hesitate to contact us.

Tax Free Savings Accounts

Tax Free Savings Accounts

How the TFSA can help you reach your financial goals.
 

Estate Planning for your TFSA

The advantages and disadvantages of naming one or more beneficiaries of your Tax-Free Savings Account (TFSA) and the implications for this type of plan at death.

 

Registered Retired Income Funds

RRIF Payments and Withdrawals

This article focuses on the main considerations associated with receiving income from your RRIF, including calculating your minimum payment as well as the withholding taxes on your RRIF withdrawals.
 

Registered Plan Minimums & Maximums  

How to calculate your annual RRIF & LIF minimum and maximum payment percentages based on age.
 

 

Education Savings

Establishing an RESP 

This article discusses discusses setting up an RESP, government incentives and saving strategies involving RESPs. 
 

Withdrawing from a Registered Education Savings Plan (RESP)

This article explores the various ways of withdrawing funds from an RESP depending on your circumstances.

 

Taxes

2024 Personal Tax Rates 

The 2024 personal tax rates for Ontario. Please contact us if you would like the personal tax rates for a different province. 
 

Tax Planning Basics

This article provides an overview of the Canadian tax system, basic investments and how the two interact.
 

 

Charitable Giving

Charitable Donations of Securities

Gifting shares instead of cash may enhance your tax benefit.

 


 

Government Benefits

Canada Pension Plan

This article examines how the plan works, your choices and the implications of those choices.
 

 

Severance

Pension Plan Options When You Leave Your Employer

This article will discuss four common options for a pension plan that may be available when employment has ended.

Jim Seyers

Senior Portfolio Manager

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Paula Mulligan

Associate Investment Advisor

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Ellen Seyers

Associate Advisor

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