James Kopp                 

Estate Planning Specialist               

James Kopp is a valuable member of your advisor's team, helping you create and preserve your wealth.

James has over 10 years of experience in the financial services industry. He has a Bachelor of Commerce (Honours) from the University of Manitoba and has worked for two large insurance companies, as well as a financial management company that provided insurance solutions to medical professionals.

COMPREHENSIVE INSURANCE PLANNING

Working closely with your advisor, James employs a comprehensive process to assess your wealth management needs and then recommends creative, tax-exempt insurance strategies to help address them. For more complicated situations, he works with your other professional advisors in the development of appropriate solutions.

James can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity, and living benefits solutions. He can also ensure your wealth is transferred to your heirs in accordance with your wishes. To help you receive high-quality, cost-effective insurance solutions, James evaluates various insurance offerings from Canada's top-ranked insurance providers.

To schedule a complimentary meeting with James, please contact your Investment Advisor. 

Jeff Schultz          

Financial Planning Consultant

Jeff has a career of over 20 years in the financial services industry starting back in 1989 with RBC. His exp erience includes working at two other large financial service providers specializing in planning for high net worth and high income earning individuals and their families. Jeff received his Personal Financial Planner (PFP) designation in 2004.

Jeff's role, along with your Investment Advisor, is to find the financial solution to meet your objectives, both now and in the years to come. With the strength and experience of RBC DS, the complete range of financial and investment services are taken into consideration while your financial plan is being developed.

COMPREHENSIVE FINANCIAL PLANNING

In appreciation of your valued business relationship with us, your Investment Advisor and RBC Dominion Securities are pleased to offer you comprehensive financial planning with Jeff Schultz. RBC Dominion Securities' comprehensive financial planning approach addresses your issues and concerns and helps you clarify your objectives. Your personalized Financial Plan will provide specific recommendations focused on your particular needs, including cash flow, tax strategies, investments, retirement, and estate planning and will ultimately assist you in maximizing your situation and achieving your goals. This personalized report should serve as a roadmap to help you make financial decisions in the future.

To schedule a meeting with Jeff Schultz, please contact your Investment Advisor.

Doreen Costantini

Financial Planning Consultant

Doreen has been in the financial services industry since 1988, both as an advisor and as a wealth planning analyst, where she assisted advisors with providing high-quality financial planning services to their high net worth clients.

Prior to joining RBC, Doreen provided comprehensive financial planning guidance and advice to executives, business owners, professionals and high net worth families. Doreen assists clients in addressing all areas of their wealth by using a holistic approach to Financial Planning.

Doreen believes that planning is critical in helping people meet their financial objectives. Doreen's role is to work with you and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.

COMPREHENSIVE FINANCIAL PLANNING

In appreciation of your valued business relationship with us, your advisor is pleased to offer you comprehensive financial planning with Doreen. RBC's comprehensive financial planning approach addresses your issues and concerns and helps to clarify your objectives. Your analysis will provide specific recommendations focused on your particular needs, including cash flow, tax strategies, investments, retirement, insurance or estate planning, and will ultimately assist you in maximizing your situation and achieving your goals. This personalized report should serve as a roadmap to help you make your financial decisions in the future.

Donald Bell                   

Will and Estate Consultant

A graduate of the University of Winnipeg , Donald Bell received his Bachelor of Laws degree from the University of Manitoba , and was called to the Manitoba Bar in 1984. Donald is a practicing member of the Law Society of Manitoba and has also earned the Registered Financial Planner (RFP), Chartered Financial Planner, Certified Financial Planner (CFP), and Trust and Estate Practitioner (TEP) designations.

Donald Bell is a lawyer who has held senior positions with several investment and life insurance companies. He has extensive experience from both the head office and field perspective in the areas of wills, estates, taxation, insurance, financial and retirement planning. Donald provides analysis and development of advanced estate, tax, insurance and wealth planning strategies for high net worth clients, working in conjunction with their advisors.

Donald is a member of the Society of Trust and Estate Practitioners (STEP), the Institute of Advanced Financial Planners and the Financial Planners Standards Council (FPSC). He has taught regularly for the CSI Global Education Inc. (formerly known as the Institute of Canadian Bankers ) on various planning and compliance matters. He has spoken at many industry gatherings including the Strategy Institute and the C.A.F.P. Annual Conventions on investment, estate, financial planning, and insurance matters. In addition, he has spoken at numerous public seminars on these topics. 

Donald is also very active in his community where he is involved with a number of charitable organizations.