Wealth Management Approach

We Help You Build, Manage and Protect Your Wealth

The great benefit of the Wealth Management Approach is that it is a coordinated approach. It helps you make sense of the increased financial complexity you face and gives you confidence that your various financial concerns are properly addressed. The Wealth Management Approach helps you bring together different areas of expertise and solutions are created in one overall wealth plan. The plan includes investing, financial planning, tax minimization strategies, retirement planning, business succession planning, wealth protection strategies and estate planning.

Financial Planning

We offer financial plans designed for your individual needs, whether you are still working or already retired, whether you are single or married, or whether your financial situation is less or more complex.

Your financial plan will help you address a wide range of financial concerns, including:

  • Cash management

  • Debt management

  • Tax planning

  • Investment planning

  • Retirement planning

  • Risk management

  • Estate planning

You will receive a personalized report containing specific recommendations on the actions you need to take to achieve your financial goals.
 

Customized Investment Portfolios

Based on your unique circumstances, time horizon and risk tolerance, we will help craft a customized portfolio to ensure that your investments are properly diversified and positioned to help you achieve your goals.

We realize that one portfolio solution is not suitable for all investors, so we get to know each client as an individual, and consider important life changes when structuring portfolios. Are you getting married, receiving an inheritance, selling a business? Are there health issues, or a sick parent that should be considered? Are you an incorporated professional? Are your investment strategies synchronized with your tax strategies? We feel these are all important factors when deciding how your investments should be structured.
 

Discretionary Portfolio Management

Success often places unforeseen demands on your time and your financial affairs have inevitably become more complex. A discretionary wealth management relationship can provide the freedom you need to focus on whats important to you.

You can delegate the important responsibility of managing your investment assets, and day-to-day investment decisions with complete confidence, knowing that Jims team follows an extremely disciplined approach to investment management.

It starts with establishing your personal investment policy statement, which specifies your investment objectives, risk tolerance and investment time horizons, while providing asset mix guidelines, socially responsible restrictions and security selection criteria.

We work within the framework established within your personal investment policy, while our independent Portfolio Risk Management Group provides an extra level of diligence, regularly monitoring your portfolio to ensure compliance with your investment policy.
 

Strategic Insurance Solutions

When most people think of insurance, they think of life, home and auto insurance. In addition, insurance-based strategies can also help you protect and enhance your wealth.

Our Insurance Specialist can meet with you to determine the suitability and cost-effectiveness of several insurance strategies to:

  • Boost your retirement income

  • Enhance the value of your estate for your beneficiaries

  • Protect your assets from the impact of probate taxes

  • Maximize your gift to charity

 

Will and Estate Consulting

If you havent recently updated your Will, or if your personal or financial situation has recently changed, you may be interested in our Will & Estate consultation service.

Our Will & Estate Consultant will meet with you to identify any opportunities you have to structure your estate in an efficient and tax-effective manner.
It will cover topics such as:

  • Updating your Will

  • Evaluating suitability of trust structures

  • Naming your executor

  • Conferring Powers of Attorney

  • Maximizing your familys legacy and charitable gifts


Following your meeting, you will receive a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.