Insights

The Fed takes a turn down easy street

December 12, 2025 |Thomas Garretson, CFA

Another rate cut from the Federal Reserve this week has taken U.S. interest rates into a new era where we think every rate cut not only means that policy gets easier, but risks becoming too easy, all while the decisions only get harder.

Europe in the age of trade uncertainty

November 28, 2025 |Frédérique Carrier

The longstanding relationship between the U.S. and Europe is changing, with deep consequences for the euro area and its economy. We look into the impact of this metamorphosis on the corporate sector and discuss the related investment opportunities.

Navigating Canada’s Financial System: A Guide for Newcomers

November 12, 2025 |Hasnain Fancy

Moving to a new country is one of the most courageous decisions anyone can make — and if you’ve chosen Canada, welcome.

Don't put all your eggs in one basket

October 24, 2025 |Hasnain Fancy

Markets move in cycles — sometimes calm, sometimes chaotic. The one principle that stands the test of time? Diversification. Why It Matters No single investment or sector performs well all the time. Diversification spreads risk — protecting your portfolio...

Redefining Your Value Proposition in the Age of AI

October 16, 2025 |Hasnain Fancy

Artificial Intelligence is no longer a future concept — it’s reshaping how businesses of all sizes operate, compete, and deliver value. For small business owners, this isn’t about replacing people with machines; it’s about using technology to enhance...

Preparing for Your Business Exit: Don’t Leave Money on the Table

October 03, 2025 |Hasnain Fancy

Exiting your business is one of the biggest financial decisions you’ll ever make. After years of building and growing, the way you plan your exit will directly impact how much of your hard work stays with you. Many business owners focus on the sale price...

How BRICS sees the world

October 02, 2025 |Kelly Bogdanova

Amid changes in the geopolitical order, the BRICS association is attempting to chart a new course. This article explains why its members—including the Eurasian troika of China, Russia, and India—believe a new multipolar world order is inevitable.

Essential Lending Metrics for Business Owners and Controllers

September 24, 2025 |Hasnain Fancy

When reviewing credit requests, lending institutions focus on financial resilience, repayment ability, and management quality. Below are some key metrics and why they matter: 1. Cash Flow Coverage Metric: Debt Service Coverage Ratio (DSCR), comfort level...

5 Reasons Business Owners Should Build a Strong Relationship With Their Commercial Banker

September 17, 2025 |Hasnain Fancy

As a business owner, you already know that growth and success don’t happen in isolation. You rely on clients, employees, and partners who understand your goals and challenges. One relationship that often gets overlooked, but can be just as critical,

Critical Capital: How Canada can tap foreign investment for its mineral riches

June 04, 2025 |RBC Thought Leadership

Key Points More than 100 mineral projects, valued at $107 billion, are at various stages of development in Canada over the next ten years. Unlocking that potential requires diversified capital flow, both domestic and foreign, for Canada to emerge as a...