Professional investment management

Deciding which investment product is right for you can be a daunting task. There’s never a shortage of opinions and predictions in the media. As an Investment Advisor with RBC Dominion Securities, I follow a disciplined investment management approach that goes beyond picking the right stocks.

To build an investment plan that achieves long-term growth, I focus on:

• Identifying your investment goals, objectives, risk tolerance, investment time horizon, tax situation and income needs

• Building a portfolio with an asset mix that suits your investment style and needs

• Hiring the most qualified and best performing managers for your portfolio

• Open and regular communication that keeps you informed of your portfolio performance and keeps us up-to-date on any changes in your life that could impact your financial plan


Our Four-Step Portfolio Approach

There are four steps to the Portfolio Approach:

Step 1: Understanding your needs and goals
Step 2: Creating your investment policy statement
Step 3: Building your custom-designed portfolio
Step 4: Managing your portfolio


Step 1: Understanding your needs and goals

Our first and most important job is to listen to you and understand your needs and dreams for the future. We take the time to understand your specific investment goals, such as saving for retirement or financing a business, and the timeframes available to achieve them. In addition, we will consider your return expectations and tolerance for risk. This “discovery process” doesn't end here—as time passes, and your situation changes, we will work with you to ensure that your investment strategy remains current.

Step 2: Creating your investment policy statement

With an in-depth understanding of your personal situation, we are able to create your investment policy statement. This document provides the framework for managing your financial assets going forward. It clearly sets out your investment objectives, income needs, timeframes, asset mix guidelines, security selection criteria and review process. Your investment policy statement helps keep your investment goals and preferences in clear focus. It also provides a benchmark for measuring the progress you’re making towards achieving your goals.

Step 3: Building your custom-designed portfolio

Once you’ve approved your investment policy statement, we can structure your personal portfolio. In building a personalized investment portfolio for you, we select from a complete universe of investments from sources worldwide.

This includes:

• Investments for growth, such as Canadian, U.S. and international stocks

• Investments for income, including government and corporate bonds

• Investments for wealth preservation, including guaranteed investments

We also have access to leading-edge investment strategy and research provided by the RBC Investment Strategy Committee, RBC Capital Markets and third-party, independent firms. You will also receive advice from the best Investment Advisors here at home and around the world, and will have a diversified portfolio that conforms to the guidelines and direction you set in advance. This process means you will receive specific, appropriate investment recommendations, and each recommendation will be clear and well thought-out.

Step 4: Managing your portfolio

The last step in the process is to monitor your progress towards your continued success. We review your portfolio with you on a regular basis, and recommend appropriate changes to keep you on track. You will also receive detailed account statements, portfolio review statements, transaction updates and tax reports.