What you can expect:Step 1 Discovery
This step is all about finding out who you are, where youve been and where you want to go. We will talk about your personal goals and what you want your money to do for you. We will talk about what you expect from us and what we expect from you. This discussion will help form the basis for our future relationship. We believe that there has to be a fit before we can take you on as a client and that is one of the things we will discuss at our first meeting.
If we both decide that there is a fit, we can move on to the second step.
Step 2 Drafting The Financial Policy Statement
The Financial Policy Statement is the basic blueprint for a plan that is specific to you. We take all the information you have given us and use it to craft a set of parameters that will guide your future financial and investment decisions. We will also examine your current portfolio to see if it matches your current objectives.
Step 3 Approving The Financial Policy Statement
We will take you through our proposed Financial Policy Statement and make sure that we have understood you correctly. If there are mistakes, this is the time to fix them. Once any corrections are made and specific investment recommendations are reviewed, we can go on to the next step.
Step 4 Portfolio Implementation
This process means you will receive specific and appropriate financial recommendations, and each and every one will be clear and well thought-out. You will get advice from the best analysts here and abroad, and construct a diversified portfolio that conforms to the guidelines and directions you had set in advance.
Step 5 Regular Review
We have the plane off the ground but that doesnt mean we go on autopilot. Circumstances change: people get older, children grow up, people change jobs. Any one of these events can cause your objectives to be altered. This may necessitate a change to your financial plan or investment portfolio and only by having regular reviews can we ensure that we are still on track. In addition to your investment portfolio, we will provide you with strategies to protect your wealth and avoid taxes.