At the Fickel Team, we specialize in providing personalized wealth management solutions to help individuals, families and institutions achieve their financial goals. What sets us apart is the enduring trust we’ve built with our clients, many of whom have been dealing with us for over 20 years. We are dedicated to building lasting relationships and delivering expert guidance to help our clients navigate the complexities of wealth management with confidence and clarity. Our goal is to empower you to make informed decisions about your financial future and ensure that your wealth works for you.

 

More specifically, we:

  • Manage segregated portfolios for individuals, companies, and foundations, offering a suite of investment mandates ranging from conservative (capital preservation, income producing) to ultra-growth (capital appreciation).
  • Invest mainly in securities issued by large, well-capitalized companies. A typical balanced portfolio consists of 30% Canadian equities, 20% U.S. equities, 5% international equities, 40% fixed income (a combination of bonds and preferred shares), and 5% cash.
  • Diversify by security type – common shares, preferred shares, bonds, GICs and structured notes, and by region – Canada, the U.S. and International (EAFE – Europe, Asia and the Far East).
  • Employ a combination of growth and value styles. For most clients (balanced portfolios), we aim to generate stable income and some capital appreciation.
  • Do not purchase mutual funds. Occasionally we will use low-cost exchange traded funds, typically where it is not cost effective or practical to purchase individual securities, such as in small TFSAs.
  • Incorporate tax considerations in investment decisions (tax-loss selling, minimizing capital gains, after-tax returns, etc.) and work with your accountants and distribute tax reporting documents as required.
  • Report monthly and/or quarterly, which includes net-of-fee returns and benchmark returns for comparison. Portfolio reviews are conducted however frequently desired.
  • Create and maintain detailed financial plans that empower clients to envision their future and make informed decision to achieve their goals.
  • Facilitate connections between our clients and RBC’s professional consultants, offering extensive services in estate planning, tax optimization, insurance assessments and more. 

 

Please contact us if you would like to learn more about what we do.