OUR COMMITMENT TO PROVIDING VALUE

As part of your all-inclusive account fee, we are pleased to offer you a wide range of investment and wealth management services.

DISCOVERY

  • Explore your current financial situation, portfolio and investment objectives
  • Establish your investment and wealth management goals
  • Determine your tolerance for risk and market fluctuation

STRATEGY

  • Develop your individual Investment Policy Statement
  • Build customized portfolios designed to meet your investment goals
  • Establish your needs for tax, estate, insurance and charitable gift planning
  • Provide research, commentary and information on specific holdings, markets or economies
  • Collaborate with your existing professional advisors, such as lawyers and accountants, to integrate your investment plans
  • Introduce, as appropriate, a full suite of services from our RBC partners

ENHANCED WEALTH MANAGEMENT SERVICES

  • Access the expertise of our RBC Wealth Management  Services team, which includes highly accredited lawyers, accountants and financial planning specialists
  • Family Snapshot Wealth Management Opportunities Report
  • Will and estate consulting
  • Insurance-based wealth enhancement assessment
  • Business succession planning
  • Family wealth management

INVESTMENT SOLUTIONS

  • Proprietary and third-party investment products, including mutual funds and portfolio services
  • Global and North American equities, including stocks, preferred shares, income trusts and more
  • Canadas largest inventory of fixed-income and money market instruments, including T-bills, GICs, government bonds and corporate bonds

INVESTMENT PORTFOLIO SERVICES

  • Ongoing personal advice
  • Buy/sell recommendations
  • Scheduled portfolio reviews
  • Portfolio monitoring
  • Portfolio rebalancing
  • Safekeeping (custody costs waived)
  • Multi-currency, non-registered account functionality
  • Automatic contributions and withdrawals, if needed
  • Automatic mutual fund purchase or redemption plans
  • Electronic funds transfers
  • Registered estate processing, tax reporting and T3 returns
  • Old certificate current status and value research
  • Interest on cash balances

REPORTING

  • DS Online private client website, providing secure 24/7 account access, exclusive investment research, quarterly market outlook, RBC Economics publications, Reuters market news, real-time quotes, customized Watchlists and more
  • Consolidated view of all your RBC accounts and ability to transfer funds between accounts through DS Online
  • Paperless eStatements through DS Online to reduce your paperwork and help us help the environment, including a seven-year archive starting with your October 2007 statements
  • Quarterly account statements (or monthly when there is trading activity in an account)
  • Annual consolidated tax reporting, including dispositions with book costs
  • Quarterly performance reporting

RESEARCH AND INFORMATION SERVICES

  • RBC Wealth Management Services Library of publications and articles on a wide range of tax, retirement and estate planning topics
  • Access to the broadest research in Canada for domestic and global markets, including RBC Capital Markets, Standard & Poors, Valueline, JP Morgan, and independent Veritas exclusive to RBC
  • Portfolio Strategy Quarterly, Morning Market Comments, Wealth Management Review, etc.