RBC Wealth management

As a private banker, Marie-Josée advises high net worth clients with more complex structures and financial needs. With experience in business, finance and financial planning, Marie-Josée provides sound advice and solutions that meet her clients' objectives.

Marie-Josée is particularly knowledgeable about the needs of health care professionals, senior executives and entrepreneurs. She uses her skills in both accounting and financial planning to provide relevant advice. She actively participates with clients and partners in developing effective financial planning and wealth management strategies.

Marie-Josée possesses both a financial planner and chartered professional accountant designation. She has a bachelor's degree in accounting sciences from Université du Québec à Trois-Rivières.

Thanks to her experience, Marie-Josée coordinates a team of specialists and ensures things are done in a timely manner. Through RBC Wealth Management, clients have access to a complete range of experts to effectively structure their personal finances.

Having worked with entrepreneurs for many years, Marie-Josée is well versed in the dynamics and needs of business people. She easily handles all aspects of financial and tax planning, estate planning and retirement planning.

Guillaume Mercier brings more than 11 years of extensive experience in commercial credit to RBC Wealth Management, Private Banking. As a Private Banker, Guillaume provides comprehensive wealth management and financial planning strategies to high-net-worth business owners, executives, professionals and their families.

Based in Québec City, Guillaume works with a select number of clients in Québec and Saguenay-Lac-St-Jean to address their often-complex banking, credit and wealth management needs through customized banking and financial solutions. His goal is to deliver unparalleled service while building lasting relationships based on a thorough understanding of each client's unique needs and goals.

When necessary, he collaborates with specialists across RBC to provide clients with a complete range of complementing services. Ranging from investment management to estate and legacy planning, and from domestic and international trust services to sophisticated credit, Guillaume can propose targeted strategies to help clients achieve their short- and long-term goals.

Guillaume draws on more than five years of experience at RBC, where he has held various roles within Commercial Financial Services, including Senior Relationship Manager at the Quebec Business Centre.

He also holds a bachelor's degree in business administration, specializing in finance, from the Université du Québec à Trois-Rivières.

In his spare time, Guillaume enjoys playing several sports, particularly golf and hockey, and spending quality time with his family after a great day of skiing.

Marie-Ève Lamontagne brings more than 14 years of banking and wealth management experience to RBC Wealth Management, Private Banking. As a Private Banker, Marie-Ève Lamontagne offers comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families.

Based in Quebec City, Marie-Ève works with a select number of clients in the local area to address their often-complex banking, credit and wealth management needs by offering tailored, seamless banking and financial solutions. The goal is to deliver unparalleled service while building lasting relationships based on trust and a thorough understanding of each client's unique needs and goals.

When necessary, she collaborates with specialists across RBC to offer clients a full range of complementary services. These include investment management, estate and legacy planning, and domestic and international trust services, as well as sophisticated credit and leverage strategies to support individual short- and long-term goals.

Marie-Ève draws on more than 10 years of experience at RBC, consisting of various roles in management, on the financial planning team and in Wealth Management.

After earning a bachelor's degree in business administration from Université Laval, Marie-Ève went on to upgrade her knowledge and expertise by obtaining her Financial Planner designation.

Stéphane began his career in the financial services industry in 1997 as a Financial Security Advisor. Intent on helping his peers succeed, he was promoted to a management role in 1999. Over the years, he has taken on ever-increasing responsibilities. Specializing in estate planning solutions, Stéphane is proficient at proposing and implementing innovative and effective tax solutions in response to a variety of wealth management needs. He designs personalized, insurance-based solutions, both for individuals and corporations, to help increase their net value, reduce the tax burden and protect wealth by relying on insurance solutions including life, living benefits and life annuity products. Stéphane is also able to assist you in setting up your policies to ensure that your wealth is transferred to your heirs according to your wishes.

Mathieu holds a Master of Business Administration (MBA) and a bachelor’s degree in Finance from Université Laval. Passionate about the financial planning field, Mathieu completed a specialized graduate diploma in Tax (D. Tax) from Université du Québec à Montréal. He is also a qualified Trust and Estate Practitioner (TEP) and a Financial Planner (F.Pl.) duly registered under the Institute of Financial Planning (IFP).

Prior to joining RBC Wealth Management, Mathieu was a manager of the financial services branch in a Canadian securities firm where he provided sophisticated wealth management planning to high-net-worth individuals.

As a Financial Planning Specialist at RBC Family Office Services, Mathieu works jointly with your advisor to prepare and present your comprehensive Compass Financial Plan.

Nelly holds a Master’s of Business Law from Université Paris 1 (Panthéon- Sorbonne), and a D.E.S.S. in International Business Law from Université Paris Descartes.She received her financial planner designation from the Institut québécois de planification financière (IQPF) in 2004.

Nelly has over 15 years of experience as a financial planner. Before joining RBC, Nelly worked with financial advisors’ clients to optimize their financial position and wealth by creating strategic action plans customized to their needs.

Prior to joining RBC Wealth Management, Joseph Di Niro began his career as a Notary in private practice at a notarial firm in Montreal. During this period, Joseph developed an expertise in Will and estate planning and also acquired specialized knowledge in estate settlements and non-contentious matters. To further his knowledge in the field of taxation, Joseph later joined a multinational accounting organization, where he specialized in tax planning for individual and corporate clients. Member of the Board of Notaries of the Province of Quebec (Chambre des Notaires du Québec) since 2010, Joseph obtained his Notarial Law Degree (D.D.N.) from Université de Montréal in 2009, after having obtained his Bachelor of Law (LL.B.) from the Université de Québec à Montréal (UQAM) in 2007. Joseph is currently pursuing a Master’s Degree in Taxation from the University of Sherbrooke.

Erin Lesser is a Quebec-based lawyer who joined the RBC Family Services Office as a Will and Estate Consultant in January of 2023. Prior to joining RBC, she gained more than six years of experience in the fields of taxation and estate planning through working at a boutique, tax-focused Montreal law firm and then a mid-sized accounting firm. She earned a Bachelor’s degree from Concordia University and then completed both her civil law degree and juris doctor at the University of Montreal. She also obtained her Society of Trusts and Estates Practitioners (STEP) diploma in 2020, and is currently working to complete the CPA Canada In-Depth Taxation course. Erin is committed to providing clients with practical, creative and appropriate solutions for their estate planning needs. Not only has Erin practiced in estate planning and various other areas of taxation, she also has experience in Will and mandate drafting, estate administration and international estate concerns. As a result, she is able to guide clients towards a tax-efficient estate plan in addition to addressing any particular needs or wishes clients may have regarding their estate. Active in the legal community, Erin is a member of the Canadian Tax Foundation’s Young Practitioner’s Committee, she is the acting second vicepresident of the Lord Reading Law Society and is a member of the Society of Trusts and Estates Practitioners. She is also a volunteer mentor to McGill and Concordia university students considering a career in law. 

As a Will and Estate Advisor for the Quebec Region, Frédéric provides estate settlement strategies and solutions that centre on understanding and addressing the unique needs of each client. He works collaboratively with clients, their families and trusted professionals in order to develop personalized multi-generational estate plans incorporating Wills, testamentary and inter vivos trusts, and protection mandates. Through this process, Frédéric helps families protect their legacy and facilitates its smooth transfer to the next generation.

Frédéric’s technical expertise complements his skill set in managing the complexities of family dynamics. He brings a compassionate, expert perspective that is welcomed by families who may be struggling with the difficult decisions that often accompany estate planning, whether it’s protecting an heir with a disability, providing for children from a previous union, minimizing family conflict or dealing with beneficiaries or assets that are situated outside of Canada.

Fully bilingual, Frédéric holds a Bachelor of Laws from the Université de Sherbrooke—he is a member of the Quebec Bar and practiced law for four years. Frédéric has continued to deepen his knowledge and expertise with key industry designations, such as the Trust and Estate Practitioner designation (TEP), and as a member of the Canadian division of the Society of Trust and Estate Practitioners (STEP). In addition to his industry experience and background, Frédéric obtained his accreditation from the Institut québécois de la planification financière (IQPF) and served as a financial planner with RBC