Five-Step Comprehensive Wealth Planning
Step 1: Discovery
This first step includes a comprehensive review of your goals and financial situation. We also create a detailed investor profile documenting investment objectives, investment time horizon and comfort level with risk.
Step 2: Investment Policy Statement
Next, we establish the basic guiding principles for building and managing the portfolio, in the Investment Policy Statement - an individualized blueprint for building and protecting wealth.
Step 3: Portfolio Implementation
Next, we build the portfolio, working with our team of porfolio strategists and research analysts to select the most appropriate investment products and services. We also adhere to a strict investment discipline to ensure the portfolio adheres to the Investment Policy Statement and consists of high-quality investments on an ongoing basis.
Step 4: Wealth Planning
To provide comprehensive service, we address needs for financial planning, tax minimization, wealth protection, intergenerational wealth transfer and charitable giving, and co-ordinate closely with your exisiting legal and tax advisors. If required, we offer access to an extensive network of specialized professionals in these areas.
Step 5: Ongoing Management, Monitoring and Review
We closely monitor the portfolio on an ongoing basis and recommend changes as warranted by changing economic conditions and personal circumstances. We conduct regular reviews and provide extensive reporting, including a monthly or quarterly account statement, quarterly portfolio review statement, annual tax package and online account access.