Comprehensive Wealth Planning

  • Wealth protection and conservation

  • Planned giving

  • Testamentary and family trusts

  • Executive compensation

  • Business owner planning

  • Retirement income planning

  • Wealth distribution strategies

  • Education funding

  • Disability and long-term care coverage

  • Estate Planning

Investment Management

  • Determination of your investment goals

  • Analysis of your net worth and cash flow

  • Establishing suitable asset allocation

  • Ongoing monitoring of portfolio performance

Five-Step Comprehensive Wealth Planning

Step 1: Discovery

This first step includes a comprehensive review of your goals and financial situation. We also create a detailed investor profile documenting investment objectives, investment  time horizon and comfort level with risk.

Step 2: Investment Policy Statement

Next, we establish the basic guiding principles for building and managing the portfolio, in the Investment Policy Statement - an individualized blueprint for building and protecting wealth.

Step 3: Portfolio Implementation

Next, we build the portfolio, working with our team of porfolio strategists and research analysts to select the most appropriate investment products and services. We also adhere to a strict investment discipline to ensure the portfolio adheres to the Investment Policy Statement and consists of high-quality investments on an ongoing basis.

Step 4: Wealth Planning

To provide comprehensive service, we address needs for financial planning, tax minimization, wealth protection, intergenerational wealth transfer and charitable giving, and co-ordinate closely with your exisiting legal and tax advisors. If required, we offer access to an extensive network of specialized professionals in these areas.

Step 5: Ongoing Management, Monitoring and Review

We closely monitor the portfolio on an ongoing basis and recommend changes as warranted by changing economic conditions and personal circumstances. We conduct regular reviews and provide extensive reporting, including a monthly or quarterly account statement, quarterly portfolio review statement, annual tax package and online account access.