Claire's Second Opinion Service is a complimentary, four-step process designed to determine if your current investment portfolio is properly structured to achieve your goals.

Step 1
First, we listen to you

Before we look at your current portfolio, we ask questions and carefully listen as you explain your investment objectives, your financial goals, and the specifics of your unique, individual situation. Then, and only then, will we ask to see your portfolio.

Step 2
Next we create an Investment Policy Statement

We know the best way to achieve success is through a disciplined approach to portfolio management. That's why we recommend a customized Investment Policy Statement for our clients.

Your Investment Policy Statement is the basic blueprint for the creation of an investment portfolio that is specific to you. It documents key factors such as your investment objectives, time horizons and risk tolerance. Based on these factors, we will recommend an appropriate asset allocation strategy with the right balance of growth, income and security.

Step 3
Then, we undertake a comprehensive analysis of your current holdings

Next, we analyze your holdings by blending your investment objectives with our knowledge of current market conditions and the resources available through RBC Dominion Securities:

  • One of Canada's most highly ranked Research Departments;
  • Our three proprietary analytical disciplines: Fundamental Analysis, Quantitative Analysis, Trend & Cycle;
  • U.S. and global research from a variety of respected research services;
  • Timely market and economic updates from the RBC Investment Strategy Committee

Once we have completed our evaluation, we will offer you our best opinion on the quality and suitability of the investments you presently own, answering questions such as:

What is our current outlook for your stocks, bonds and mutual funds?
Is the mix between your fixed-income and your equity holdings appropriate?
Is the risk level suitable for you?
What adjustments should you make?

Step 4
We bring it all together with an objective evaluation

In the final step, we take the results of our analysis and compare it to the criteria you outlined at our first meeting. If your current portfolio is properly structured, we will tell you so. If we feel changes should be made, we will make specific recommendations.

What you will end up with is a comprehensive evaluation that is strictly confidential. Most importantly, you will end up with the peace of mind in knowing that your current investment portfolio is properly structured. If it isn't, the confidence of knowing what changes you need to make.

Take the first step and contact me today!