Putting you first with a team approach!

Becoming our client means that you will receive timely service and professional advice through a synergized team approach. The team is comprised of a core group of professionals, who each possess a unique specialization in their area of expertise. All members are highly qualified, experienced and they are always available to help complete your wealth management experience.

Charlie Gabay, CFP

Wealth Advisor and Financial Planner

416-733-1709 | Email me

Charlie has been providing trusted financial advice to his clientele for over two decades. He is an accredited Wealth Advisor and Certified Financial Planner (CFP) and has held many positions in the financial services industry including Private Banker, Mortgage Specialist and Wealth Manager. His experience advising his clients in Vancouver and Toronto was instrumental in creating his integrated wealth planning approach based on individual financial goals catering to high net worth individuals.

Charlie has extensive experience in retirement planning, estate succession planning, portfolio creation, corporate cash and asset management. He has worked with a diverse group of individuals, businesses and organizations in helping them achieve their objectives and successfully managing their financial wellbeing. He understands the importance of creating long lasting relationships with his clients and has been a leader in developing winning strategies that exceed his clients’ expectations.

For a consultation on how to establish your personal roadmap to financial success, or any questions that you may have please feel free to contact Charlie directly at 416-733-1709 or charlie.gabay@rbc.com.

Anna Kubicek, CLU

Insurance & Estate Planning Specialist

Anna Kubicek is a valuable member of Charlie's team, helping you create and preserve your wealth. Anna began her career in the insurance industry in 1996.

Anna can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity, and living benefits solutions. She can also ensure your wealth is transferred to your heirs in accordance with your wishes. To help you receive high-quality, cost-effective insurance solutions; Anna evaluates various insurance offerings from Canada's top-ranked insurance providers.

 

Connie Freitas, BA, LL.B

Will and Estate Consultant

Connie obtained her Bachelor of Arts degree from the University of Toronto and her Bachelor of Laws degree from Osgoode Hall Law School. Prior to joining RBC she practised law for 18 years as a partner in a mid-sized full service law firm. Her areas of expertise are corporate law, wills, trusts and estate law. Connie works closely with me to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, she will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.

 

Steven Mogdan, CA, CFP

Financial Planner

Steven completed his Bachelor of Business Administration at York University in 1989 and subsequently completed the CICA In-Depth Tax course. He has also achieved the advanced designations of Chartered Accountant (CA) and Certified Financial Planner (CFP).

During his time as a tax and financial practitioner with several professional service firms, Steven specialized in Canadian, U.S. and cross-border personal income taxation, and provided planning and preparation services to clients. He also has professional experience with the RBC Tax Advisory Group and RBC Dexia, where he provided tax advice to various business units within RBC.

As an experienced practitioner in financial matters, Steven has written or contributed to many research articles, industry publications, training materials and client presentations.

Steven's role as a Financial Planning Specialist is to work with, and support Charlie's clients in preparing and presenting comprehensive financial planning solutions.

 

Nancy Casciano

Financial Advisor

Nancy has been in the Financial Services industry for over 30 years. She is currently a Financial Advisor at the Bathurst and Glencairn RBC Branch and has ranked as one of RBC's top advisors in GTA.

She has her Mutual Funds license and is currently enrolled in the industry recognized Financial Planning course. She helps her clients with a wide range of personal and business banking products as well an investment and credit products. Nancy always puts her clients' needs first and her clients recommend her to their family and friends.

Contact her for any of your banking needs at 416-781-3875 or nancy.casciano@rbc.com