Michel Bétournay, Financial Planner, obtained a Bachelor of Business Administration degree (major in accounting) from HEC Montréal in 1991, and earned the Financial Planner designation from the Quebec Institute of Financial Planners (IQPF) in 2002. Michel joined RBC Financial Group in 1993, and has 9 years’ experience as a Financial Planner, 7 of which were spent with the Compass Financial Planning team.
Michel’s role is to work with and support your advisor in preparing and presenting comprehensive Compass Financial Plans for clients.
Will & Estate Consultant
Émilie obtained her Bachelor of Law degree in 2006 and her Notarial Law degree in 2008 from l’Université de Montréal Faculty of Law. Prior to joining RBC, Émilie was a Notary in private practice and since 2010, she was a Will and Estate Advisor for RBC Estate & Trust Services. In that role, she worked with clients and their families to develop multi-generational estate plans.
Émilie works closely with your advisor to provide you with information on structuring your estate in an efficient and tax-effective manner.
Financial Security Advisor
Daniel began his career in the insurance industry in 1993 and has a Master’s in Business Administration (MBA) degree from Laval University. He has earned his Chartered Life Underwriter (CLU) and Financial Planner (Fin.Pl.) designations. He is also a member of APFF (Association de planification financière et fiscale du Québec) and IQPF (Institut québécois de planification financière), and is pursuing a Specialized Graduate Diploma (D.E.S.S) in taxation at HEC de Montréal. Daniel Duchesne can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity and living benefits solutions.
Senior Trust Advisor
A graduate of the Université du Québec à Montréal with a degree in law, Audrey went on to obtain her D.D.N. (Notarial law diploma) at the Université de Sherbrooke. Audrey has continued to deepen her knowledge and expertise and most recently earned her Master of Taxation. She is also working towards her Quebec Financial Planning designation to complement her academic and practical expertise. Audrey works with individuals, families, and businesses to provide customized estate, trust and incapacity solutions. Whether it is helping someone to settle an estate, establishing a trust to ensure the successful transfer of family assets, or arranging to assist with the administration and responsibilities for a Mandate In Case of Incapacity, Audrey can help.