On the death of the accountholder, the JGBRS account will be treated in accordance with the applicable client account agreement and account opening forms. The account is subsequently held in the name of the successor accountholder(s) without requesting probate. *Although RBCDS does not require probate to allow the assets to pass to the successor accountholder(s), these assets may need to be included in an application for probate should the executor of the deceased accountholder apply for probate or should a third party make a claim. Discuss this matter with a qualified legal advisor before opening a JGBRS account.