“The detailed plan has given us peace of mind

in this time of uncertainty”

- Long term client

 


Our Services

 

 

Wealth management is a comprehensive approach to helping you achieve your goals in life. It gives you the confidence you need to make sound financial decisions, plus the freedom to live life the way you want. It also provides a clear roadmap for your future by addressing all aspects of your financial situation at each stage of your life. Every step of the way, you are guided by Andrew Sharp and his team who will help you realize your personal aspirations. Wealth management extends beyond investment advice and money management, helping you protect your lifestyle, manage your nest egg, plan your retirement and create your legacy. We will guide you and your family through each life stage by helping you understand the various financial issues, concerns and opportunities you face.

Learn more about what's included in your relationship with us.

 

Financial Planning

 

 

Our financial planning services can help you answer important questions affecting your family’s financial situation, such as:

  • Can you retire when you want?

  • How can you maximize your retirement income to live your desired retirement lifestyle?

  • How can you be sure you won’t outlive your retirement savings?

  • Will your family be protected if you can no longer earn an income or die unexpectedly?

  • What ways can you reduce your family’s taxes?

A comprehensive financial plan addresses all aspects of your financial affairs, including cash and debt management, tax and investment planning, risk management, retirement and estate planning. If you own a business, a financial plan is essential to understand and simplify complex financial issues such as business succession, withdrawing money from the corporation tax-effectively, the taxation of the corporation at death and more.

Retirement Planning

 

 

The retirement planning strategies that make sense when you’re 45 don’t always make sense when you’re 55, 65 or older. That's why we provide solutions to build and protect your retirement nest egg for each stage of your life.

Explore how we can help with the following retirement planning needs:


Saving for Retirement

Build your nest egg more effectively with our tax-efficient retirement strategies and solutions.

Protecting Retirement Savings

Keep your savings goals on track with strategies that give you the right balance of risk and reward.

Maximizing Retirement Income 

Boost your income by choosing the right RSP maturity option and exploring other alternatives. Also learn about your options for receiving a lump-sum pension payment.

Learn more about our retirement planning services here.

   

Will & Estate Planning

 

 

Helping you build and effectively manage your wealth is just one of the ways we can help meet your needs. Using insurance strategies and a range of other solutions, we can help you protect your wealth during your lifetime and your legacy for the future.

Establishing an estate plan is one of the most important steps you can take to protect all that you have worked to achieve and accomplish, and ensure that you and your family can continue to enjoy it for years to come.

Learn more about estate planning here. 

   

Insurance-based solutions

   

With our insurance-based solutions, you can enhance your retirement income, protect your family's financial security from adverse events, safeguard your business, and maximize the value of your estate for your beneficiaries.

Learn more about each of these strategies, and how they can be incorporated into your financial plan here.

Tax-smart strategies 

 

 

Minimizing your family’s tax obligations is a key part of the overall wealth planning process the team is able to provide. Andrew Sharp can introduce several tax-minimization strategies that can benefit you and your family, including: family income splitting, investing through tax-exempt insurance and tax-efficient asset allocation.

Learn more about the different tax-minimization strategies here.