Your Extended Team
Garry T. Bard, B.A. (Hons.), LL.B., TEP
Vice President, Will and Estate Consultant
Garry works closely with Albert to provide you with information on structuring your estate in an efficient and tax-effective manner. Following your meeting, Garry will provide you with a report outlining various estate planning issues for you to explore in further detail with your own lawyer or accountant.
Garry’s legal experience spans over 35 years and his law practice focused on providing proactive planning advice to both individuals and businesses with estate and succession planning concerns. Prior to joining RBC Wealth Management, he had been working as an Estate and Trust Consultant in Barrie for almost 10 years.
Susannah Musselman, CA, CMA, CFP
Vice President, Financial Planning Specialist
We recognize that with greater financial resources, comes greater financial complexity. To help you properly coordinate your financial matters and optimize the unique opportunities available to you, we are pleased to offer you our highest level of financial planning. Personally prepared by Susannah, your comprehensive Financial Plan will provide recommendations specific to your situation. Your plan will consider strategies to maximize your cash flow, reduce taxes, ensure your retirement lifestyle, protect your financial security, transfer wealth to next generation tax-efficiently and make the most of your philanthropic legacy. In appreciation of your business, we are pleased to offer this service to you on a complimentary basis.
Susannah is a Chartered Accountant, Certified Management Accountant and Certified Financial Planner.
Annett LeBeau, EPC
Estate Planning Specialist
Annett employs a comprehensive process to assess your wealth management needs and then recommends creative, tax-exempt insurance strategies to help address them. For more complicated situations, she works with your other professional advisors in the development of appropriate solutions.
Annett can focus on both personal and corporate insurance solutions to help increase your net worth, reduce the impact of taxation and secure your wealth through a variety of life insurance, annuity, and living benefits solutions. She can also assist you in structuring your insurance contracts to ensure your wealth is transferred to your heirs in accordance with your wishes. To help you receive high-quality, cost-effective insurance solutions, Annett evaluates various insurance offerings from Canada’s top-ranked insurance providers.