Process and Approach
The Zaks Wealth Management team offers an advanced approach to financial planning and focuses primarily on business owners whose financial affairs have become increasingly complex. Our objective is to provide you with comprehensive wealth management service, enabling you to get back to the things you enjoy most in life.
How We Can Help:
- Find you money you didn't know you had – We will perform an investment and income tax review to spot opportunities and make sure you are maximizing your tax efficiency.
- Save you more money for retirement – We can introduce you to strategies only available to business owners such as Individual Pension Plans, Insured Corporate Retirement Accounts and Retirement Compensation Arrangements.
- Save you money on fees – Through advisor accounts that offer a portfolio approach to investing, our services are available to you for a simple annual asset-based fee, which could be tax deductible for non-registered accounts.
- Protect you, your family and your wealth – We can provide you with insurance products that can enhance estate preservation, tax minimization, liquidity and income.
- Protect your estate – Our team of estate planning specialists includes an estate planning lawyer and tax advisors who can implement strategies to help maximize the wealth you pass on to your loved ones and simplify estate settling.
As a complement to his own expertise, Tom has a network of partners who are experts in matters that include taxation, banking, insurance, law and the preservation and building of wealth. These partnerships help Tom provide clients with an all-encompassing service that leaves no stone unturned.
Our Process
Step 1 – Discovery
- The Intial phase during which you learn about Tom and Tom learns about you
Step 2 – Financial Map
- Tax & Investment Strategies are developed
- The plan is presented to you and your business
- Meet with the team to review and ask questions
- Formalize the plan with your accountant and lawyer
Step 3 – Implementation of Your Plan
- Our team works with your accountant to put the plan into place
- Investments are managed in your portfolio
Step 4 – Ongoing Review
- Your plan and portfolio are reviewed on a continuing basis
Service Offering
Investment Products
- Equities – Choose from a full range of Canadian, U.S.and international equities
Continue reading… - Focus Funds – Choose the convenient way to benefit from the discipline of the RBC investment strategy process.
Continue reading… - Fixed-Income Investments – Access the largest inventory of fixed-income investments in Canada.
Continue reading… - Global Portfolio Series – Select a professionally managed, globally diversified portfolio with one simple investment decision.
Continue reading…
