Our Approach

At Somerville Wealth, we follow a rigorous six (6) step investigative process for every client. Our objective is to go beyond the obvious and the routine. We search out frequently ignored or overlooked aspects of client financial objectives, expectations, and intentions of their wealth. Our process is forensic, exhaustive, and effective. Here is a look at our process:

1. Discovery

Through a system of questions and conversation we develop a deep understanding of your goals and aspirations, both personal and financial.

2. Develop Your Financial Blueprint

Document your priorities, needs and goals in an Investment Policy Statement; an effective blueprint for managing your financial assets that clearly articulates your personalized investment plan.

3. Financial Planning

We help you protect what you have worked hard to build. Every client will go through the process of creating a comprehensive financial plan to document their assets and liabilities to help best plan for the future. RBC’s proprietary software and financial planning services allow us to bring you great clarity as to your financial health now and in the future.

4. Bring in Our Experts

Based on our findings from the financial planning exercise, we consult the appropriate RBC experts that cover specialties such as law, taxation, insurance, etc. Their complementary expertise is available to all clients who meet or exceed established threshold, and are an integral part in helping execute your financial planning needs.

5. Execute the Plan

After we understand your unique goals and wishes, we construct a custom-designed portfolio. Using our experts’ input and recommendations, we are able to magnify and protect your wealth. We undertake a forensic analysis of your total financial situation.

6. Manage and Monitor

As your needs and markets evolve, we adjust your plan accordingly. We maintain regular contact to ensure your plan, your goals and your objectives stay on course. We diligently monitor market and economic conditions to ensure your investments are best aligned for you, focusing on preserving your wealth and taking advantage of market opportunities to maximize your portfolio performance.

As part of our investment and wealth building process you will receive detailed account statements, portfolio review statements, portfolio transaction updates, and tax reports. Contact us to learn more.