Sheila's Blogs

I receive a lot of questions from investors who want clarity on the nature of Registered Income Funds (RIFs) and really, RIFs are very simple and flexible vehicles. At age 71, everyone who has an RRSP has to convert the RRSP to a RIF. In reality, all...

More language to understand this week. Once you’ve determined whom you are working with and decided what you’d like to buy, the next question is where to invest the money. For the majority of investors there are two main types of accounts: Registered...

Just as there are a lot of mutual fund and exchange traded fund (ETF) options, there are many places you can take your money to be invested. I would break it down into three separate offerings: “full service”, which is developing a relationship with an...

I mentioned last week that there are good investment options other than buying individual stocks and bonds. In fact, depending on the size of your portfolio, buying stocks and bonds individually could get very expensive because of transaction costs. With...

Let's review basic terminology so that we are all on the same page. In a previous post, we briefly discussed stocks and mentioned that they represent ownership in a company. You make money when the stock goes up. But some companies offer another way to...

I get it. You work hard for your money! You might be thinking why would risk it in something I know nothing about, that really doesn’t interest me, that could result in me losing money? Because I can lose right? Right. Well, I’m hoping that these blogs...

Why do women invest less than men? Are there fundamental differences in men and women's investment habits? Do men and women view money differently? In honour of International Women's Day, we examine these issues in more detail.

When most people casually talk about the “market,” they are typically referring to the stock market which is like an exchange where investors (people with money) can go to buy and sell stocks. A stock is like owning a little piece of a company. If you...

Sheila gives an introduction to her career as a Portfolio Manager with RBC Dominion Securities. The weekly blogs will share what she has learned about the market & investing, with the goal of empowering you to contribute to the discussion.