Why Our Process Works

Wealth management goes beyond investment advice and money management to address a wide range of concerns related to both your financial and life goals.

Whether you're looking for personal wealth management for yourself, your family or your business, we have the expertise to help you achieve your goals.

Find out more about how our innovative investment, financial, tax, insurance, and Will and estate planning can help you enjoy your success today as you build and preserve your wealth.

Or, contact us today to arrange a complimentary consultation - our team of experienced wealth management professionals will be happy to discuss your unique needs.

Why Seek a Second Opinion?

Every once in a while you may ask yourself if your investment portfolio is meeting your needs.

  • Does it reflect all the changes in your family?
  • Is it keeping up with your changing financial situation?
  • Is it properly structured to deal with the volatility in the financial markets?
  • Are you taking more risk than you should be?
  • Could you be doing better?
  • Are you missing any new opportunities?
  • Will your portfolio last as long as you need it to?
  • Will it be there for the next generation?

We are offering the following four step process to review your current portfolio and will provide an unbiased second opinion with no obligation and at no charge.


Step 1
First, We Listen to You

Before we look at your current portfolio, we ask questions and carefully listen as you explain your investment objectives, your financial goals, and the specifics of your unique, individual situation.


Step 2
Next We Create an Investment Policy Statement

We know the best way to achieve success is through a disciplined approach to portfolio management. That's why we recommend a custom-tailored Investment Policy Statement for our clients. Our Investor Profile Questionnaire is the foundation upon which we create your Investment Policy Statement which is a custom tailored blueprint for your investment portfolio. It documents key factors such as your investment objectives, time horizon and risk tolerance. Based on these factors, we will recommend an appropriate asset allocation strategy with the right balance of growth, income and security.


Step 3
Then, We Undertake a Comprehensive Analysis of Your Current Holdings

Next, we analyze your holdings by blending your investment objectives with our knowledge of current market conditions and the resources available through RBC Dominion Securities:

One of Canada's most highly ranked Research Departments

Our three proprietary analytical disciplines:

  • Fundamental Analysis
  • Quantitative Analysis
  • Trend & Cycle

U.S. and global research from a variety of respected research services
Timely market and economic updates from the RBC Investment Strategy Committee

Once we have completed our evaluation, we will offer you our best opinion on the quality and suitability of the investments you presently own, answering questions such as:
What is our current outlook for your stocks, bonds and mutual funds?
Is the mix between your fixed-income and your equity holdings appropriate?
Is the risk level suitable for you?
What adjustments should you make?

The result: a valuable, objective evaluation - with no pressure


Step 4
We Bring it All Together

In the final step, we take the results of our analysis and compare it to the criteria you outlined at our first meeting. If your current portfolio is properly structured, we will tell you so. If we feel changes should be made, we will make specific recommendations.

What you will end up with is a comprehensive evaluation that is strictly confidential. But most importantly, you will end up with the peace of mind of knowing that your current investment portfolio is properly structured or, if it isn't, the confidence of knowing what changes you need to make.

Should you allow us the privilege of helping you with the future management of your portfolio, we can offer you regular account updates, portfolio reviews, online account access and research reports on your holdings. In addition, we offer a range of wealth management services, including financial planning, Will and estate consultations and insurance-based wealth protection strategies.

Please contact us for more information about our complimentary second opinion service.