Achieve Your Goals with Confidence

At Ingram-Zuk Wealth Management, we are committed to working with you to meet your investment goals. When you choose Private Investment Management, you can be confident that your portfolio is being managed to the highest standards, continuously and within the guidelines you establish. In addition, an extensive team of RBC Dominion Securities professionals supports us with:

  • Investment strategy and research

  • Recommendations on securities held in your portfolio

  • Reviews of your account

  • Management of risk

With our robust investment management guidelines, proven processes and regular formal reviews, we are able to take action on investment opportunities quickly and efficiently for you. In today’s world of interconnected, global investments, it takes experience and prudent management to protect your wealth but also take advantage of the best investment opportunities that meet your objectives.

Your Finances in Perspective

Getting the right investment advice is a key part of managing your wealth. But it is just one part of a much bigger picture. You may also require assistance with your finances and taxes, help in planning your retirement, or guidance on how to structure your estate in the most tax-efficient manner. Because all of these aspects of managing wealth are interconnected, we take a coordinated approach.

The Framework for Success

To ensure your portfolio is managed responsibly and in accordance with your financial objectives, we follow a meticulous 6-step management process:

1. Creating Your Personalized Investment Policy

Together, we draft your Investment Policy Statement. This is the document that sets the mandate for us to make the day-to-day investment decisions in your portfolio. It includes factors such as your return expectations, income requirements, risk tolerance, time horizon, unique preferences, and other factors that may matter to you on a personal level.

Based on your Investment Policy Statement, we are able to recommend the ideal asset-allocation model for your portfolio. This is the most important factor in determining the balance between managing risk and providing higher returns; how your portfolio is divided among the three main asset classes - cash, fixed income and equities.

2. Constructing Your Portfolio

When selecting your investments, we combine our understanding of overall global economic and market trends with fundamental research of individual investment opportunities. We draw from senior economists, portfolio strategists and research analysts within the RBC Financial Group to augment our own insights in these key areas.

3. Managing Your Portfolio

Markets and economic conditions can shift quickly. When you have our private investment management working for you, we make day-to-day investment decisions to anticipate and respond to the changing economic landscape. All management decisions, both long term and short term, are made in accordance with the guidelines you established with us in your Investment Policy Statement.

4. Third-Party Review and Monitoring

Your portfolio is constantly monitored by the RBC Investments Portfolio Implementation and Risk Monitoring Team. This independent group ensures your private portfolio manager is acting in accordance with your Investment Policy Statement as well as the fundamental investment management guidelines established by Private Investment Management.

5. Adjusting Your Investment Strategy

Your goals may change over time. Therefore, regular, periodic reviews ensure that your Investment Policy Statement is still accurate, and reflects your current objectives.

6. Keeping You Informed

You will receive a monthly account statement that details the activity in your portfolio with the current market value of all your positions. You also have access to your accounts and timely market information through our online services.

 

Contact us

For a team that cares deeply about your financial well-being with the greatest integrity, professionalism and privacy, please call us: 250.712.2124 or 1.877.862.0722.