So, where do we go from here? As we enter 2026, the sentiment is a curious mix of "all-time high" anxiety and quiet optimism. Historically, when the Fed enters a cutting cycle without a recession, the following year tends to be positive.

I'm thrilled to be taking part in the inaugural RBC Cruizin' for a Cause Car Rally, supporting vital research for Type 1 diabetes through Breakthrough T1D (formerly JDRF). This exciting event isn't just about the ride, it's about driving change.

While we acknowledge the consternation that is sweeping through investor minds, we remind them that it is important to take a step back, sift through the noise, and focus on long-term plans.